Consolidating your debt with a personal loan from ACFCU may lower your monthly payments and help you save more over the life of your loan. ACFCU is so much more than a lender, we’re your neighbor. Apply today and enjoy our neighborly service.
RATES AS LOW AS
|TYPE||LOAN MAXIMUM||TERM UP TO||APR* AS LOW AS||SAMPLE MONTHLY PAYMENT 2|
|TYPE Personal Loan||LOAN MAXIMUM $25,000||TERM UP TO 48 Months||APR* AS LOW AS 7.99%||SAMPLE MONTHLY PAYMENT 2 $171.00 for $7,000|
|TYPE Personal Loan||LOAN MAXIMUM $25,000||TERM UP TO 60 Months||APR* AS LOW AS 8.99%||SAMPLE MONTHLY PAYMENT 2 $416.00 for $20,000|
Borrow up to $25,000 at a low fixed rate that you can use for just about anything: To help with unexpected expenses, pay off high-interest credit cards, home improvements—and more.
Rates as low as
Looking for a little more financial flexibility? This line of credit could be right for you. Much like a credit card, this line gives you access to money as you need it and can also help you avoid the embarrassment of overdrawing your checking account, covering any checks you may write that exceed your available balance.
Rates as low as
Sometimes life hands you unexpected expenses. When that happens, Fast Cash may be right for you. It’s a short-term, personal loan with a fast application so you get the money you need, when you need it. There is no credit check, just a small fee. (To qualify, you must be a member for at least 90 days.)
16.78% APR* total.
Call 703-526-0200 x2
Interest Rate of1
Think you can’t get credit because you don’t have any? Think again. With ACFCU’s secured personal loan, you can use your Share or Certificate account balances to secure the loan you need.
Call 703-526-0200 x4
As a full-service credit union, we’re a cooperative of members like you who know that by coming together, we can all benefit in our financial journey.
*APR = Annual Percentage Rate. Rate subject to change without notice. Rates effective as of May 15, 2020. Members who apply online will receive a 0.25% APR discount on a Personal Loan. Not all applicants will qualify for the lowest rate. To qualify for as low as rate members must meet credit criteria qualifications and apply online. Minimum loan amount $1,000.
1Qualifications: must be a member for at least 90 days. All accounts and loans must be current (not negative or delinquent) for the past six months. Direct deposit is not required. However, $1,000 in deposits every calendar month for the past two months is required. Only one Fast Cash loan per member and only one open at a time with two maximum per rolling 12 months. Current Fast Cash must have 6 months of payments before it can be refinanced. Hardship Fast Cash or VHC Fast Cash do NOT count towards the 2 per year, and do NOT have to be paid off with proceeds of a Fast Cash Loan. For members who don’t have a current Fast Cash we will only allow one Fast Cash loan for a maximum balance of $1,000. Only the primary account holder may apply for Fast Cash. $1,000 Fast Cash with 8.99% interest rate + $40 finance charge = 16.78% APR total. Monthly payment amount = $87.44. Payment is based on first due date in 30 days. Not all members qualify for payment deferment. Interest will continue to accrue for the entire deferment period. Deferred payments may not exceed 45 days.
2Payment examples may be different due to payment protection being added to the loan and first payment due date not being 30 days from funding.