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Our share and fixed-term certificates can help you gear up for the golden years. Open an Individual Retirement Account (IRA) and let your savings grow somewhere safe and secure while also offering you potential advantages come tax time—either now or later. (Remember, it’s always best to consult your tax adviser.)
Traditional IRA
A more secure financial future starts here.
Traditional IRAs offer a healthy, low risk mix of investments that earn interest that compound over time. A solid option for those who don’t have a 401(k)—or have money from one they need to transfer—this type of IRA also enables you to lower your taxable income today while saving for tomorrow.
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- Enables you to contribute the maximum to your retirement savings up until age 70
- Pay taxes when you make withdrawals—usually at age 59-1/2 or later—and take advantage of your lower tax rate in retirement
- Contribute up to $6,000 per year and reduce your current taxable income
Roth IRA
Pay taxes today and gain peace of mind for tomorrow.
Pay your taxes right up front and get many of the same benefits as a Traditional IRA. Plus, unlike a Traditional IRA, you won’t be penalized for making withdrawals on your contributions before retirement.
Call 703-526-0200 x4
- Pay taxes when you make contributions and portions of your withdrawals may be tax-free
- Best for members who anticipate being in a higher tax bracket at retirement
- Enables you to contribute the maximum to your retirement savings throughout your life
- Pass on distributions to your heirs tax-free
- Contribute up to $6,000 per year
Simplified Employee Pension (SEP) IRA
For busy business owners and entrepreneurs.
Simple. It’s right in the name. Designed for businesses too small for a 401(k), a SEP IRA offers the self-employed and small business owners the opportunity to save for their retirement—and also offers that benefit to any employees.
Call 703-526-0200 x4
- Contribute to the retirements of yourself and your employees
- Higher yearly contribution limits than Roth or Traditional IRAs
Coverdell Education Savings Account (ESA)
For your child’s future.
Similar to 529 savings accounts, a Coverdell ESA lets you invest your money tax-free—and withdraw it tax-free for qualifying education expenses.
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- Pay for tuition, books, supplies, tutoring and more
- Contribute as much as $2,000 yearly
IRA Jumbo Share Certificate
Your smart savings strategy pays off.
Have you already saved $100,000 or more for retirement? Our Jumbo Share certificates—available as a Traditional or Roth IRA—reward you for everything you’ve already saved with some of our strongest rates.
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AS HIGH AS
4.65
%
APY
- Minimum $100,000 to open
- Six-, 12- and 24-month terms
- Earn more with Relationship Rewards at the Platinum level
Rates Effective: February 17, 2023| Term | Annual Percentage Yield | Minimum to Earn Dividends | Minimum Opening Balance |
|---|---|---|---|
| Term 6 Month | Annual Percentage Yield 4.65% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
| Term 12 Month | Annual Percentage Yield 4.40% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
| Term 24 Month | Annual Percentage Yield 4.15% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
Why Choose Arlington
As a full-service credit union, we’re a cooperative of members like you who know that by coming together, we can all benefit in our financial journey.
Financial Empowerment
We’re here to help our members—and neighbors—meet their financial goals and live their best lives.
Rewarding Experience
We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.
Utmost Integrity
We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.
The Fine Print
A penalty for early withdrawal may be imposed. Fees may reduce earnings. Rates effective as of February 17, 2023. Rates subject to change without notice. Consult the IRS website for more information on IRA topics, including qualifying exceptions to the early withdrawal penalty tax. Federally insured by NCUA.
IRA Shares: No minimum investment.
IRA Certificates: Minimum to earn dividends: $500.
