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把个人贷款看成是您现在就可以借到并在几年内还清的多用途资金。用它们来合并高息信用卡，进行房屋装修或支付意外开支。如果您有什么想法，我们也有。
个人贷款
今天整合你的债务，明天就可以安心了。
用ACFCU的个人贷款来合并你的债务，可能会降低你的月供，并帮助你在贷款期间节省更多的费用。ACFCU不仅仅是一个贷款人，我们是您的邻居。今天就申请，享受我们的邻里服务。
FIXED RATES AS LOW AS
9.24
%
APR*
Rates Effective: 九月 23, 2025| 类型 | 最高贷款额度 | 期限最长至 | 年利率*低至 | 每月付款样本 2 |
|---|---|---|---|---|
| 类型 个人贷款 | 最高贷款额度 $10,000 | 期限最长至 48个月 | 年利率*低至 9.24% | 每月付款样本 2 $175 for $7,000 or $25 per $1,000 |
| 类型 个人贷款 | 最高贷款额度 $20,000 | 期限最长至 60个月 | 年利率*低至 10.24% | 每月付款样本 2 $320 for $15,000 or $21 per $1,000 |
| 类型 个人贷款 | 最高贷款额度 $50,000 | 期限最长至 72个月 | 年利率*低至 11.74% | 每月付款样本 2 $485 for $25,000 or $19 per $1,000 |
快速现金贷款
无需信用检查!
Sometimes life hands you unexpected expenses. When that happens, Fast Cash may be right for you. It’s a short-term, personal loan with a fast application so you get the money you need, when you need it. There is no credit check, just a small fee. (To qualify, you must be a member for at least 90 days.)
Now available online and in the mobile app for even faster access!
Fixed rates as low as
17.82
%
APR*
通过我们的移动应用程序，随时随地管理您的资金。
Why Remarkable Service
is Right For You
作为一个提供全方位服务的信用社，我们是一个像您一样的会员的合作组织，我们知道，通过团结一致，我们都可以在我们的财务旅程中受益。
金融赋权
我们在这里帮助我们的会员和邻居实现他们的财务目标，过上最好的生活。
奖励体验
我们认为，没有什么比服务于我们的会员更有意义的了，并且相信一次好的转变值得另一次。
诚信至上
我们不仅满足您的金融需求，还承诺做您的好邻居，诚信服务。
细则
*APR = Annual Percentage Rate. Rate subject to change without notice. Rates effective as of September 23, 2025. Maximum interest rate 18%. Members who apply online will receive a 0.25% APR discount on a Personal Loan. Not all applicants will qualify for the lowest rate. To qualify for as low as rate members must meet credit criteria qualifications and apply online. Minimum loan amount $1,000.
1Must be a member for at least 90 days to qualify. All accounts and loans must be current (not negative or delinquent) for the past six months. A minimum of $2,000 in deposits is required the previous 61 calendar days. Only one Fast Cash loan per member at a time with two maximum per rolling 12 months. Current Fast Cash loans must be paid off. For a 12-month loan of $1,000 at 17.82% APR, the monthly payment would be $87.43. Payment is based on first due date 30 days after the loan is issued. Application is available 24/7 via online and mobile banking. Immediate funding of approved loans may not be available during evening processing and other periods of system maintenance. Business, Minor, Trust and other restricted memberships are not eligible. Fast Cash Loans are only available online.
2由于贷款中加入了付款保障，且首期付款到期日不是资金到位后30天，因此付款示例可能会有所不同。
