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Shouldn’t your money work as hard as you do? Arlington Community Federal Credit Union (ACFCU) Cash Back* Checking Rewards and High-yield1 Checking Rewards accounts do just that—and make managing your money easier. With free conveniences like mobile banking and check deposits from your smartphone, a surcharge-free ATM network—along with no monthly fees—you’re sure to find checking that fits your life.
Cash Back Checking Rewards
The account that pays you back.
Make money while you spend it. Get the account that reimburses you, in part, for every purchase, every month.
- 1% cash back* every month on your total qualifying debit card purchases (up to $10 monthly)
- ATM surcharge fee refunds (up to $20 monthly)**
- It’s easy to qualify! Simply:
- Make 15 swipe-and-sign transactions
- Receive e-Statements
- Receive direct deposit or make an ACH withdrawal from your account1
High-yield Checking Rewards
The account that invests in you.
Our High-yield Checking account can help you build on everything you’re already working toward. Shop, spend and save like you normally would, and let the dividends roll in.
- 2.00% APY on balances up to $10,000 based on your average daily balance**
- 0.10% APY on balances over $10,000**
- 0.05% APY on all nonqualifying balances**
- ATM surcharge fee refunds (up to $20 monthly)**
- It’s easy to qualify! Simply:
- Make 15 swipe-and-sign transactions
- Receive e-Statements
- Receive direct deposit or make an ACH withdrawal from your account1
Great Checking Conveniences
No matter which ACFCU checking account you choose, you’ll enjoy unlimited check writing plus value-added conveniences that can help you better manage your money.
No monthly service fee
or minimum balance requirement
No overdraft fees
for debit card transactions that overdraw by less than $302
FREE mobile banking for your on-the-go life
with mobile deposit, rewards tracking and more3
Manage your money anytime, anywhere with our mobile app.
The Fine Print
Cash back is calculated based on the total dollar amount of qualifying debit card transactions. Maximum cash back is $10.
APY = Annual Percentage Yield. APYs are accurate as of September 1, 2020 and are subject to change without notice. If qualifications are met each calendar month: 2.00% APY will be paid on average daily balances from $0.01 to $10,000 and 0.10% APY will be paid on all amounts above $10,000. For minimum requirements to be met, actions must be performed and must clear/post to the account during the qualification period. Transactions may take one or more banking days from the date the transaction was made to post and settle against your account. Swipe and sign transactions must have cleared the account by the end of the month. PIN-based transactions do not qualify. If you do not meet the requirements each calendar month, your account will still function as a free checking account and will earn the base rate of 0.05% APY; however, it will not receive ATM refunds for that period. For Personal Accounts only. Standard fees will apply to adverse action on the account such as overdraft, courtesy pay, and account inactivity for longer than 12 months. Fees may reduce earnings on the account. This only applies to debit card transactions. ACH transactions do not have the $30 grace before a fee is charged. Data rates may apply.
1For minimum requirements to be met, actions must be performed and must clear/post to the account during the qualification period. Transactions may take one or more banking days from the date the transaction was made to post and settle against your account. Swipe and sign transactions must have cleared account by the end of the month. PIN-based transactions do not qualify.
2This only applies to debit card transactions. ACH transactions do not have the $30 grace before a fee is charged.
3Data rates may apply.
