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把个人贷款看成是您现在就可以借到并在几年内还清的多用途资金。用它们来合并高息信用卡，进行房屋装修或支付意外开支。如果您有什么想法，我们也有。
个人贷款
今天整合你的债务，明天就可以安心了。
用ACFCU的个人贷款来合并你的债务，可能会降低你的月供，并帮助你在贷款期间节省更多的费用。ACFCU不仅仅是一个贷款人，我们是您的邻居。今天就申请，享受我们的邻里服务。
FIXED RATES AS LOW AS
9.24
%
APR*
Rates Effective: 9 月 23, 2025| 类型 | 最高贷款额度 | 期限最长至 | 年利率*低至 | 每月付款样本 2 |
|---|---|---|---|---|
| 类型 个人贷款 | 最高贷款额度 $10,000 | 期限最长至 48个月 | 年利率*低至 9.24% | 每月付款样本 2 $175 for $7,000 or $25 per $1,000 |
| 类型 个人贷款 | 最高贷款额度 $20,000 | 期限最长至 60个月 | 年利率*低至 10.24% | 每月付款样本 2 $320 for $15,000 or $21 per $1,000 |
| 类型 个人贷款 | 最高贷款额度 $50,000 | 期限最长至 72个月 | 年利率*低至 11.74% | 每月付款样本 2 $485 for $25,000 or $19 per $1,000 |
通过我们的移动应用程序，随时随地管理您的资金。
Why Remarkable Service
is Right For You
作为一个提供全方位服务的信用社，我们是一个像您一样的会员的合作组织，我们知道，通过团结一致，我们都可以在我们的财务旅程中受益。
金融赋权
我们在这里帮助我们的会员和邻居实现他们的财务目标，过上最好的生活。
奖励体验
我们认为，没有什么比服务于我们的会员更有意义的了，并且相信一次好的转折值得另一次。
诚信至上
我们不仅满足您的金融需求，还承诺做您的好邻居，诚信服务。
细则
*APR = Annual Percentage Rate. Rate subject to change without notice. Rates effective as of September 23, 2025. Maximum interest rate 18%. Members who apply online will receive a 0.25% APR discount on a Personal Loan. Not all applicants will qualify for the lowest rate. To qualify for as low as rate members must meet credit criteria qualifications and apply online. Minimum loan amount $1,000.
1Must be a member for at least 90 days prior to applying. All accounts and loans must be current (not negative or delinquent) for the past six months. Direct deposit is not required. However, $1,000 in deposits every calendar month for the past two months is required. Only one Fast Cash loan per member and only one open at a time with two maximum per rolling 12 months. Current Fast Cash loans must have 6 months of payments before they can be refinanced. Only the primary account holder may apply for Fast Cash. For a 12-month loan of $2,000 at 12.81% APR, the monthly payment would be $174.89. Payment is based on first due date within 30 days of closing.
2由于贷款中加入了付款保障，且首期付款到期日不是资金到位后30天，因此付款示例可能会有所不同。
