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把个人贷款看成是您现在就可以借到并在几年内还清的多用途资金。用它们来合并高息信用卡，进行房屋装修或支付意外开支。如果您有什么想法，我们也有。
Consolidate your debt today for peace of mind tomorrow.
Rates as low as 7.99% APR*
Consolidating your debt with a personal loan from ACFCU may lower your monthly payments and help you save more over the life of your loan. ACFCU is so much more than a lender, we’re your neighbor. Apply today and enjoy our neighborly service.
RATES AS LOW AS
7.99
%
APR*
Rates Effective: 5 月 15, 2020| TYPE | LOAN MAXIMUM | TERM UP TO | APR* AS LOW AS | SAMPLE MONTHLY PAYMENT 2 |
|---|---|---|---|---|
| TYPE 个人贷款 | LOAN MAXIMUM $25,000 | TERM UP TO 48 Months | APR* AS LOW AS 7.99% | SAMPLE MONTHLY PAYMENT 2 $171.00 for $7,000 |
| TYPE 个人贷款 | LOAN MAXIMUM $25,000 | TERM UP TO 60 Months | APR* AS LOW AS 8.99% | SAMPLE MONTHLY PAYMENT 2 $416.00 for $20,000 |
通过我们的移动应用程序，随时随地管理您的资金。
为什么选择阿灵顿
作为一个提供全方位服务的信用社，我们是一个像您一样的会员的合作组织，我们知道，通过团结一致，我们都可以在我们的财务旅程中受益。
金融赋权
我们在这里帮助我们的会员和邻居实现他们的财务目标，过上最好的生活。
奖励体验
我们认为，没有什么比服务于我们的会员更有意义的了，并且相信一次好的转折值得另一次。
诚信至上
我们不仅满足您的金融需求，还承诺做您的好邻居，诚信服务。
细则
*APR=年利率。汇率如有变更，恕不另行通知。利率自2020年5月15日起生效。在线申请的会员可获得0.25%的个人贷款年利率折扣。并非所有申请者都有资格享受最低利率。要获得最低利率的资格，会员必须满足信用标准资格并在线申请。最低贷款额度为$1,000。
1Qualifications: must be a member for at least 90 days. All accounts and loans must be current (not negative or delinquent) for the past six months. Direct deposit is not required. However, $1,000 in deposits every calendar month for the past two months is required. Only one Fast Cash loan per member and only one open at a time with two maximum per rolling 12 months. Current Fast Cash must have 6 months of payments before it can be refinanced. Hardship Fast Cash or VHC Fast Cash do NOT count towards the 2 per year, and do NOT have to be paid off with proceeds of a Fast Cash Loan. For members who don’t have a current Fast Cash we will only allow one Fast Cash loan for a maximum balance of $1,000. Only the primary account holder may apply for Fast Cash. $1,000 Fast Cash with 8.99% interest rate + $40 finance charge = 16.78% APR total. Monthly payment amount = $87.44. Payment is based on first due date in 30 days. Not all members qualify for payment deferment. Interest will continue to accrue for the entire deferment period. Deferred payments may not exceed 45 days.
2由于贷款中加入了付款保障，且首期付款到期日不是资金到位后30天，因此付款示例可能会有所不同。
Quarterly member statements are delayed and will be sent as soon as possible. We apologize for any inconvenience.
