Consolidating your debt with a personal loan from ACFCU may lower your monthly payments and help you save more over the life of your loan. ACFCU is so much more than a lender, we’re your neighbor. Apply today and enjoy our neighborly service.
RATES AS LOW AS
|TYPE||LOAN MAXIMUM||TERM UP TO||APR* AS LOW AS||SAMPLE MONTHLY PAYMENT 2|
|TYPE 个人贷款||LOAN MAXIMUM $25,000||TERM UP TO 48 Months||APR* AS LOW AS 6.49%||SAMPLE MONTHLY PAYMENT 2 $166.00 for $7,000|
|TYPE 个人贷款||LOAN MAXIMUM $50,000||TERM UP TO 60 Months||APR* AS LOW AS 7.49%||SAMPLE MONTHLY PAYMENT 2 $400.00 for $20,000|
*APR = Annual Percentage Rate. Rate subject to change without notice. Rates effective as of May 14, 2020. Members who apply online will receive a 0.25% APR discount on a Personal Loan. Not all applicants will qualify for the lowest rate. To qualify for as low as rate members must meet credit criteria qualifications and apply online. Minimum loan amount $1,000. Offer ends August 31, 2021.
1Qualifications: must be a member for at least 90 days. All accounts and loans must be current (not negative or delinquent) for the past six months. Direct deposit is not required. However, $1,000 in deposits every calendar month for the past two months is required. Only one Fast Cash loan per member and only one open at a time with two maximum per rolling 12 months. Current Fast Cash must have 6 months of payments before it can be refinanced. Hardship Fast Cash or VHC Fast Cash do NOT count towards the 2 per year, and do NOT have to be paid off with proceeds of a Fast Cash Loan. For members who don’t have a current Fast Cash we will only allow one Fast Cash loan for a maximum balance of $1,000. Only the primary account holder may apply for Fast Cash. $1,000 Fast Cash with 8.99% interest rate + $40 finance charge = 16.78% APR total. Monthly payment amount = $87.44. Payment is based on first due date in 30 days. Not all members qualify for payment deferment. Interest will continue to accrue for the entire deferment period. Deferred payments may not exceed 45 days.