Mortgage Loan Officer
For first-time homebuyers, even a 10% down payment can feel like a reach. We can help by financing up to 100% of your purchase price up to $1.5 million if you qualify—with a fixed or adjustable rate.
Life changes. Mortgages should too. Refinance and you may achieve financial flexibility, reduce your monthly payments, adjust the length of your loan or even cash out on your existing loan.
Keep your monthly payment predictable: Lock in your interest rate for the life of the loan, for priceless peace of mind.
With an Adjustable Rate Mortgage, start paying a fixed rate for three, five, seven, or ten years, then move to an adjustable rate according to what the market dictates. ARMs typically offer below-market interest payments at the outset but may increase as time goes on—making them a solid option if you plan to move or sell before your rate changes to a variable one.
Do you have big dreams? Borrow up to $2,000,000 with a Jumbo mortgage from ACFCU. These mortgages typically have both higher interest rates and credit score requirements, but may be ideal if you’re trading up to a bigger home.
Have a little bit of a down payment for your home? Apply for this mortgage, which is for homebuyers who put down 3% to 5% on your home purchase.
Available to veterans, service members and surviving military spouses, VA loans require $0 down, provide lower average interest rates and come guaranteed by the U.S. Department of Veterans Affairs.
Put as little as 3.5% down for this government-secured mortgage. FHA loans are insured by the Federal Housing Association and are more forgiving toward credit histories and qualifying ratios.
A reverse mortgage is a unique loan that allows you to convert a portion of the equity of your home into tax-free funds2, giving you greater financial flexibility and stability for the future.
It can be a smart and safe way to convert the equity in your home into retirement income.
If you are a homeowner 62 years or older contact our reverse mortgage specialist, Kimberly Petrey, to see if a reverse mortgage is right for you3.
Depending on your qualifications and eligibility, you can receive your funds in a lump-sum distribution, a line of credit, monthly or term disbursements, or any combination of these payments.
To learn more about how a reverse mortgage can benefit you, please contact our reverse mortgage specialist:
We believe in the communities we serve. It’s why we work with a number of organizations to provide low- and no-down payment loan assistance programs to low-income and first-time homebuyers.
Whether you’re moving into your first home—or moving up to your “forever” one—ACFCU is here with the right mortgage and sound advice.
As a full-service credit union, we’re a cooperative of members like you who know that by coming together, we can all benefit in our financial journey.
Loan and membership requirements apply. Federally insured by NCUA. Equal Housing Lender. NMLS# 477974. ACFCU does not finance land-only purchases.
1Please do not submit your account number or social security number via email or contact form. Information sent is at risk of loss of confidentiality if the information is transmitted over the internet.
2Please consult your tax advisor.
3Credit Union Mortgage Association (CUMA) is a third party and we do not offer or accommodate this loan program, only refer. Kimberly Petrey is not an employee at Arlington Community Federal Credit Union.