The Fine Print
*Data and carrier rates may apply.
1Your Choice Checking debit card Rewards: Cash Back is calculated based on the total dollar amount of qualifying debit card transactions. Maximum Cash Back is $10. APY=Annual Percentage Yield. APYs are accurate as of 10.31.2019 and are subject to change without notice. If qualifications are met each calendar month: 2.00% APY will be paid on average daily balances from $0.01 to $10,000 and 0.10% APY will be paid on all amounts above $10,000. For minimum requirements to be met, actions must be performed and must clear/post to the account during the qualification period. Transactions may take one or more banking days from the date the transaction was made to post and settle against your account. Swipe and sign transactions must have cleared account by the end of the month. PIN-based transactions do not qualify. If you do not meet the requirements per calendar month, your account will still function as a free checking account and will earn the base rate of 0.05% APY; however; it will not receive ATM refunds for that period. Fees may reduce earnings on the account.
2In the event that you do not have enough money in your account, you will be charged an insufficient funds fee per check.
3Mobile Deposits are subject to verification and up to $200 is available for immediate withdrawal. Your accounts must be in good standing; cannot have an account in bad standing, a negative ChexSystems record or have any delinquent loans for more than 30 days. There are deposit limitations: $30,000.00 daily maximum; unlimited monthly maximum; and no more than 2,999 deposits per month. Deposit limitations for personal accounts: $15,000 daily maximum; unlimited monthly maximum; and no more than 2,999 deposits per month. Read the Electronic Funds Transfer Agreement & Disclosure (Reg E) for details including funds availability, deposit limits, proper disposal of checks, and full terms and conditions.
4ACFCU is not responsible for merchant codes that do not allow for us to capture the information needed to award double points.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. ©2019 Google LLC. All rights reserved. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. See the full list of stores that accept Samsung Pay at www.Samsung.com/pay. Data charges may apply.
For your protection, we use the latest encryption standards and, therefore, support the latest two versions of the following browsers and operations systems: Google Chrome, Firefox, Microsoft Edge, Safari, iOS. We support Android v5.0 and above and provide limited support for Internet Explorer v11. While we do monitor fraudulent or suspicious activity and may proactively contact you about this activity, we will never call and ask for confidential information, such as your entire account number or PIN. Contact us: 703.526.0200 x4 if you have provided confidential information.
Federally insured by NCUA. Membership eligibility requirements apply.