Built to build businesses like yours.

Business Banking

No runarounds. No hoops to jump through. Just fair, honest service that puts Arlington’s best, first. And it all starts with free business checking with great rewards—the one account that’s built to give your business more of what you’re looking for.

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Free Business Rewards Checking

Earn cash back or interest: It’s your choice.

Your profits depend on your ability to control your expenditures and keep things lean—what’s leaner than free? With a free Business Rewards Checking account, you’ll get checking access that lives up to its name—with no fees and great rewards.

Best of all, it’s your choice: Either 1% cash back on qualified swipe-and-sign debit purchases1 or 2.00% APY* on average daily balances up to $10,000. It’s easy to get started: Just speak to an ACFCU member service representative. 


  • Easy rewards when you receive e-statements, make at least one ACH withdrawal or direct deposit, and make at least 15 swipe-and-sign debit card transactions
  • Earn interest on your average daily balance
  • No minimum balance
  • No monthly service fees
  • No maximum transaction limits or per item fees
  • ATM fee refunds
  • Overdraft protection available for established accounts
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Business Share Account

Building a business can be tough. Finding a financial partner that’s with you every step of the way doesn’t have to be. With an ACFCU Business Share savings account, you not only get all the benefits of credit union membership, you get a banking partner you can count on to help your business grow. Membership is open to virtually any licensed business (or nonprofit) in and around Arlington (including Falls Church City, Alexandria City, and Fairfax County) with a minimum opening balance of just $5. To get started: Just speak to an ACFCU member service representative. 

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Money Market Savings Account

More for your business to rely on.

Keep your company’s excess cash in an insured account that earns higher dividends than what’s offered by many banks—and offers you convenient access to your funds. It’s the best of all worlds for businesses looking to securely strengthen their financial foundation. To open yours, speak to an ACFCU member service representative. 

Features & Benefits

  • Minimum $2,500 to open
  • Earn a competitive rate
  • Free checks
  • Easy online and mobile account monitoring
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Meet your short- and long-term savings goals.

Set aside your company savings for a fixed period of time and earn more. Speak to a member service representative to find the certificate that’s right for your specific goals. 

Features & Benefits

  • Minimum $500 to open
  • Fixed rate of return. 
  • Six-, 12-, 15-, 18-, 24-, 36-, 48-, and 60-month terms
  • Automatic renewal at term’s end
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Jumbo Certificates

For healthy businesses looking to get healthier.

Deposit a minimum $100,000 and watch it grow at the most competitive rates available. Your business—no matter how successful—can benefit from the added assurance that comes with knowing your money is safe and secure.

Features & Benefits

  • Minimum $100,000 to open
  • Fixed rate of return.
  • Six-, 12- and 24-month terms
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Banking conveniences that leave you more time for your business.

At Arlington Community Federal Credit Union, your business checking or savings account comes complete with a range of conveniences that make it easier to manage your money, so you can focus on growing your business.*

Logo for 28,000+ surcharge-FREE ATMs

28,000+ surcharge-FREE ATMs

Logo for Free mobile app

Free mobile app

with mobile deposit and rewards tracking2

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Logo for Free online banking and bill pay

Free online banking and bill pay

for anytime, anywhere access to your money

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Logo for Free Visa<sup>®</sup> debit card

Free Visa® debit card

Logo for Monthly e-statements

Monthly e-statements

so you can save time—and trees

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Logo for Night deposit service

Night deposit service

because your business isn’t always 9 to 5

Logo for Check reorders

Check reorders

made simple by calling 703-526-0200, X4

Meet Your Commercial Banking Lender

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Marty Weitzel

Director of Business Lending


Manage your money anytime, anywhere with our mobile app.

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The Fine Print

*Account qualifications may apply.

Only one checking account is permitted per business membership.

1Cash back is calculated based on the total dollar amount of qualifying debit card transactions. Maximum cash back is $10. Swipe-and-sign transactions must have cleared account by the end of the month. PIN-based transactions do not qualify.

2Carrier data and message rates may apply.

*APY = Annual Percentage Yield. APYs are accurate as of June 1, 2017 and are subject to change without notice. If qualifications are met each calendar month: 2.00% APY* will be paid on average daily balances from $0.01 to $10,000 and 0.10% APY* will be paid on all amounts above $10,000.

**For minimum requirements to be met, actions must be performed and must clear/post to the account during qualification period. Transactions may take one or more banking days from the date the transaction was made to post and settle against your account. If you do not meet the requirements per calendar month, your account will still function as a free checking account and will earn the base rate of 0.05% APY*; however, it will not receive ATM refunds for that period. Standard fees will apply to adverse action on the account such as overdraft, courtesy pay, and account inactivity for longer than 12 months. Fees may reduce earnings on the account.