Pick a credit union credit card that meets your needs.

Credit Cards

Get the credit card that’s perfect for the way you live, spend, and dream! Whether you want fantastic rewards or to build or reestablish your credit, Arlington Community FCU offers a collection of cards to meet your every need.

Spend. Earn. Redeem.

Our newest reward program has a lot to offer.

Use your Signature Rewards Visa® or Platinum Rewards Visa® to earn points. Then redeem your points for rewards. There are many categories and options to choose from including event tickets, merchandise, travel, gift cards, and cash back. You can even redeem your points for fuel right at the pump with Fuel With Points or Pay With Points you’ve already earned.

To view your reward points, log into to your ACFCU Mobile App or Online Banking, hover over Loans & Cards, and click Credit Card Rewards. For point redemption, click on Redeem Points.

 

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New! Signature Rewards Visa®

Enjoy 1.99% APR* for 12 months on balance transfers made in first 90 days AND earn 40,000 bonus rewards points when you spend $3,000 in first 90 days!

Our new Visa card has all the reward features you desire. 3x points1 on travel, dining, groceries, and gas gives you extra rewards for life’s pleasures—big and small—and 1.5x points1 on everything else! Plus, there’s no foreign transaction fee to hold you back on your adventures.

Rate as low as

17.25
%
APR*

FEATURES & BENEFITS

  • No annual fee
  • No foreign transaction fee
  • 3x rewards on travel, dining, groceries, and gas
  • 1.5x reward points per $1 spent1
  • Reward points are redeemable for merchandise, travel, gift cards, and more; for real-time purchases and gas with Pay With Points® and Fuel With Points®; and for cash in your savings account, towards your loan payment, or as a charitable donation
  • Reward points don’t expire for 5 years
  • Purchase notifications and robust fraud protection
  • Low 2% balance transfer fee
Apply Now

Platinum Rewards Visa®

Enjoy 1.99% APR* for 12 months on balance transfers made in first 90 days AND earn 20,000 bonus rewards points when you spend $1,500 in first 90 days!

Our great credit card that double rewards you on the purchases you make most! Earn 2x points1 on dining, groceries, and gas everywhere, not just in Arlington!

Rates as low as

16.00
%
APR*

FEATURES & BENEFITS

  • No annual fee
  • 2x rewards on dining, groceries, and gas
  • 1 reward point for every $1 spent1
  • Reward points are redeemable for merchandise, travel, gift cards, and more; for real-time purchases and gas with Pay With Points® and Fuel With Points®; and for cash in your savings account, towards your loan payment, or as a charitable donation
  • Reward points don’t expire for 5 years
  • Purchase notifications and robust fraud protection
  • Low 2% balance transfer fee
Apply Now
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Classic Visa®

Enjoy 0% APR* for 12 months on balance transfers AND purchases made in first 90 days!

Our lowest rate card is perfect for saving. Whether you’re performing a balance transfer from a higher interest rate credit card or opening a new card, getting our lowest rate Classic Card could save you a significant amount of money over time.

Rates as low as

14.25
%
APR*

FEATURES & BENEFITS

  • No annual fee
  • Purchase notifications and robust fraud protection
  • Great for members who are savvy shoppers or sometimes hold a balance
  • Low 2% balance transfer fee
Apply Now

More reasons to love your Arlington Community FCU credit cards.

From our all-new Arlington Community FCU Rewards program to no annual fee and amazing introductory offers, our credit cards give you all the advantages you love, with all the security features to protect you while you shop, spend, travel, and dine.

Logo for 25-day grace period

25-day grace period

on all your credit card purchases

Logo for On-the-go conveniences

On-the-go conveniences

to make payments, get advances, view your statements and more via online or mobile banking

Logo for FREE purchase alerts

FREE purchase alerts

in case your card is ever lost or stolen

Logo for FREE Auto-Pay Service

FREE Auto-Pay Service

for added peace of mind

Logo for Added protection

Added protection

with Visa® Zero Liability and affordable payment protection plans 

Logo for Integrate with Mobile Wallet

Integrate with Mobile Wallet

the simple, secure way to use your card

phone

Manage your money anytime, anywhere with our mobile app.

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5 star rating
The Fine Print

*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. Credit card approval is subject to evaluation of an applicant’s creditworthiness. Not all applicants will qualify for the credit card or the lowest rate. No annual fee. This APR will vary based on the prime rate.

1Arlington Community FCU is not responsible for merchant codes that do not allow us to capture the information needed to award points. Rewards available on Signature Rewards Visa® and Platinum Rewards Visa® credit cards only.

Attached is our most recent Credit Card Agreement.