Pick a credit union credit card that meets your needs.

Credit Cards

Pick a credit card—your credit card. At Arlington Community Federal Credit Union, all of our low-rate credit cards offer you great money-saving benefits—including NO annual fee, cash advance and foreign transaction fees—together with time-saving conveniences and fraud protection so you’re sure to find a credit card that offers exactly what you’re looking for (and then some).

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Platinum Visa® Card

aka The Arlington Card

Call it platinum. Call it the Arlington Card. Call it yours. This no annual fee card offers just about everything you look for in a credit card—including NO annual fee, online conveniences, rewards that don’t expire—and more.



  • One reward point for every dollar spent
  • Double points for every dollar spent in Arlington1
  • Redeem points for air travel, car rental, hotels, gift cards, and merchandise
  • No expiration on rewards points
  • No blackout dates for air travel
  • Redeem with as few as 3,250 points. Visit CURewards.com for details.
Apply Now

Classic VISA® Card

This card offers all the conveniences of a credit card—with no annual fee. It also can be secured by the funds in your ACFCU share account if you’re looking to build or reestablish credit.

Apply Now
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Visa® Credit & Debit Sweepstakes

Dine with joy when you use your Visa® credit or debit card for dining purchases this holiday season and be entered for a chance to win a $500 Visa gift card.


  • One entry for every dining purchase made between November 1 – December 31, 2020
  • Qualifying purchases include dine-in, takeout, delivery, and drive-thru
  • Three $500 Visa gift cards will be awarded to randomly selected cardholders
  • See full rules below
Apply Now

Credit Union Give Back Sweepstakes

Congratulations to ACFCU Platinum Credit Cardholder Sayuri G, an October Give Back $1,000 prize winner!

Keep your ACFCU Visa® Platinum Credit Card top of wallet for your chance to win $1,000 to offset your monthly credit or debit card purchases!


What You Win & How to Enter

You will be entered for a chance to win $1,000 to offset your monthly credit/debit card purchases.

Alternative Eligibility

You may also be entered into the sweepstakes by completing the survey found on the “Alternate Eligibility” section under the “Rules and Eligibility” tab on this site. Answer survey questions each week that you would like to be a part of the draw. The more survey questions you answer the more chances you have of winning!

Rules & Eligibility

Alternate Eligibility Survey

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More reasons to love your Platinum or Classic ACFCU credit card.

From free purchase alerts to auto-pay capabilities, all ACFCU consumer credit cards come with a number of member-first benefits that protect you while you shop, spend and dine.

Logo for No annual fees

No annual fees

and no balance transfer, cash advance or foreign transaction fees

Logo for 25-day grace period

25-day grace period

on all your credit card purchases

Logo for On-the-go conveniences

On-the-go conveniences

to make payments, get advances, view your statements and more via online or mobile banking

Logo for FREE purchase alerts

FREE purchase alerts

in case your card is ever lost or stolen

Enroll here

Logo for FREE Auto-Pay Service

FREE Auto-Pay Service

for added peace of mind

Logo for Added protection

Added protection

with Visa® Zero Liability and affordable payment protection plans 

Logo for Integrate with Mobile Wallet

Integrate with Mobile Wallet

the simple, secure way to use your card


Manage your money anytime, anywhere with our mobile app.

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The Fine Print

*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. Credit card approval is subject to evaluation of an applicant’s creditworthiness. Not all applicants will qualify for the credit card or the lowest rate.

1Arlington Community FCU is not responsible for merchant codes that do not allow us to capture the information needed to award double points. Rewards available on VISA Platinum Credit Cards only.

2For the life of the balance


Dine with Joy: To enter the drawing, you must use your ACFCU debit or credit card for a carry-out, delivery (including delivery services) or dine-in dining purchase between 11.1.2020 and 12.31.2020. Transactions must post by 12.31.2020. ACFCU is not responsible for merchant codes that do not allow for us to capture the information needed to recognize restaurant transactions. Three winners will be randomly selected to win a $500 Visa® gift card. Winners will be announced after two drawings, on Friday, 12.4.2020 (1 winner) and Friday 1.8.2021 (2 winners). Employees, officers, directors of ACFCU, its related companies and agents, and household members of each are not eligible. By participating, winner consents to the release of his/her name as the winner of the award, unless such use is prohibited by applicable law. Some restrictions apply. No purchase necessary. ODDS OF WINNING DEPEND UPON NUMBER OF TOTAL ELIGIBLE ENTRIES RECEIVED.

Membership eligibility subject to verification. Member must be at least eighteen (18) years old and in good standing, which means no delinquency of 30 days or more and no negative account balances.

Alternate Entry Options: Alternate entry is available without using an ACFCU debit or credit card. Submit by writing “ACFCU Dine With Joy” along with your name, address (including city, state and zip code), daytime and evening telephone numbers, and e-mail address on a 3” x 5” card and mailing to: Arlington Community FCU, ATTN: Marketing Department, P.O. Box 40070, Arlington, VA 22204. Entries must be complete and received by December 31, 2020 to be eligible. Unlimited mail-in entries allowed per person. Mass entries or mechanically reproduced entries will not be accepted. All qualified alternate entries will be identified by Arlington Community FCU Marketing Department, whose judgment of eligibility is final.

Visa® is not a sponsor of this drawing.

Attached is our most recent Credit Card Agreement.