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We’re always focused on you
Why join CommonWealth One Formerly ACFCU? Let’s keep this simple: Lower fees than big banks. Better loan and deposit account rates. Friendlier service. Resources to improve your financial wellness. And policies designed with members – not profits – in mind.
We're a not-for-profit organization
We answer to members, not shareholders
Join us by opening a Share Account
Take a moment to see if you qualify
You’re just 5 bucks away from better banking
Here you’ll see we offer everything you’d find at one of those bigger financial institutions, but with the deck stacked in your favor instead of theirs. To access our first-rate services, just open a savings account and deposit at least $5. After that, we’ll provide you with all the tools needed to manage your money, as well as personal service from people who truly care about your financial well-being.
- Great rates on loans and higher dividends on savings
- Lower fees and service charges
- Excellent service
- Commitment to your financial education
Choose Your Path to Membership
Join through immediate family.
If you have an immediate family member who is already a member, you may be eligible, too. This includes spouses, children, siblings, parents, grandparents, grandchildren, and household members maintaining a single economic unit.
Join by your location.
You may qualify if you live, work, worship, go to school, or volunteer in eligible areas, including Washington D.C., Harrisonburg, VA, Warren County, VA, or Clarke County, VA.
Join Through Your Employer or Organization
If you work for one of these sponsor groups or select employer groups, you may already be eligible for membership. These is one of the most common ways people become a member.
See what select employer groups qualify.
“I absolutely love the convenience of ACFCU’s mobile app and mobile wallet, and with Bill Pay, adulting is done in a snap.”
Alex Held
“ACFCU definitely cares about its members.”
You’re eligible to join through the American Consumer Council (ACC), a national nonprofit that champions consumer advocacy and provides financial education. If you would like to become a member of the credit union through ACC, we will cover the one-time enrollment fee for you.