Kevin Sheffield
Director of Business Lending
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- Routing # 256078404
Business Line of Credit
Running a business means staying agile — and having access to funds when you need them. Our Business Line of Credit gives you the flexibility to cover short-term expenses, manage cash flow, or seize new opportunities — without paying interest until you use it.
Why Choose ACFCU for Your Line of Credit?
- Competitive variable rates
- No annual fees and interest only on the amount you use
- Revolving access to funds for working capital, payroll, or unexpected costs
- Local lending decisions and a dedicated relationship manager
- Easy online access to manage draws and payments
How It Works
Apply once, access funds as needed.
Only pay interest on what you borrow.
Repay and reuse - like a business credit card, but with better terms
Built for Growing Businesses
Whether you’re a new business building credit or an established company managing seasonal swings, our line of credit scales with your needs.
Let's Talk
Ready to take the next step? Our business lending team is here to guide you every step of the way. Schedule a consultation or start your application online in just a few minutes.1
Why Remarkable Service
is Right For You
As a full-service credit union, we’re a cooperative of members like you who know that by coming together, we can all benefit in our financial journey.
Financial Empowerment
We’re here to help our members—and neighbors—meet their financial goals and live their best lives.
Rewarding Experience
We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.
Utmost Integrity
We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.
The Fine Print
Equal Housing Lender.
NMLS#477974.
1Please do not submit your account number or social security number via email or contact form. Information sent is at risk of loss of confidentiality if the information is transmitted over the internet.