A free checking account that rewards you.

PERSONAL CHECKING

Free Rewards Checking

Rewards for every step of life’s journey.

product image

We're with you every step of the way.

We’re making it even easier to earn cash back rewards each month. Any debit card transaction will count towards your rewards total – including signature and PIN transactions. Plus, using your debit card for online purchases and payments counts, too!

With free conveniences like mobile banking and check deposits from your smartphone, a surcharge-free ATM network — along with no monthly fees — it’s a checking account that fits your life.

FEATURES & BENEFITS

  • 1% cash back* on first $1,000 in transactions
  • Up to $10 refund in ATM fees1
  • No minimum balance requirements
  • No monthly service charges

It’s easy to qualify!

  1. Make 25 swipe-and-sign, PIN, or debit Bill Pay transactions each month
  2. Receive e-Statements
  3. Receive $500 in ACH deposits into your Free Rewards Checking Account
Open Now

Checking That Counts

Logo for 1% cash back* on first $1,000 in transactions

1% cash back* on first $1,000 in transactions

Logo for Up to $10 refund in ATM fees<sup>1</sup>

Up to $10 refund in ATM fees1

Logo for No minimum balance requirements and no monthly service charges

No minimum balance requirements and no monthly service charges

Great Checking Conveniences

With Free Rewards Checking you’ll enjoy unlimited check writing plus value-added conveniences that can help you better manage your money.

Logo for No monthly service fee

No monthly service fee

or minimum balance requirement

Logo for No overdraft fees

No overdraft fees

for debit card transactions that overdraw by less than $302

Logo for Nationwide ATM convenience

Nationwide ATM convenience

with 28,000+ surcharge-FREE ATMs

Logo for FREE mobile banking for your on-the-go life

FREE mobile banking for your on-the-go life

with mobile deposit, rewards tracking and more3

Learn More

Logo for Anytime, anywhere online access to your money

Anytime, anywhere online access to your money

Online Banking offers FREE Bill Pay too

Learn More

Logo for Optional overdraft protection

Optional overdraft protection

for added peace of mind

Learn More

Logo for Free Visa® debit card

Free Visa® debit card

Logo for Monthly e-Statements

Monthly e-Statements

so you can save time—and trees

Learn More

Logo for Check reorders

Check reorders

for first orders or address changes, contact us

Place other reorders here

phone

Manage your money anytime, anywhere with our mobile app.

5 star rating
5 star rating
The Fine Print

*Cash back is calculated based on the total dollar amount of qualifying debit card transactions. Account will be non-interest bearing. 1% cash back on first $1,000 in transactions. Maximum cash back is $10. For minimum requirements to be met, actions must be performed and must clear/post to the account during the qualification period. Transactions may take one or more banking days from the date the transaction was made to post and settle against your account. Swipe & Sign, PIN, and Debit Bill Pay transactions must have cleared account by the end of the month. Standard fees will apply such as an account that has been inactive for longer than 12 months. No overdraft fees on transactions up to $30 for debit card transactions only. ACH transactions do not have a $30 grace before a fee is charged. Membership required. Federally insured by NCUA.

1Up to $10 of ATM fees reversed if reward criteria is met.

2This only applies to debit card transactions. ACH transactions do not have the $30 grace before a fee is charged.

3Data rates may apply.