Consolidating your debt with a personal loan from ACFCU may lower your monthly payments and help you save more over the life of your loan. ACFCU is so much more than a lender, we’re your neighbor. Apply today and enjoy our neighborly service.
Apply online to receive a 0.25% APR* discount on your rate.
RATES AS LOW AS
TYPE | LOAN MAXIMUM | TERM UP TO | APR* AS LOW AS | SAMPLE MONTHLY PAYMENT1 |
---|---|---|---|---|
TYPE Personal Loan | LOAN MAXIMUM $10,000 | TERM UP TO 48 Months | APR* AS LOW AS 10.49% | SAMPLE MONTHLY PAYMENT1 $179 for $7,000 or $26 per $1,000 |
TYPE Personal Loan | LOAN MAXIMUM $20,000 | TERM UP TO 60 Months | APR* AS LOW AS 11.49% | SAMPLE MONTHLY PAYMENT1 $220 for $10,000 or $22 per $1,000 |
TYPE Personal Loan | LOAN MAXIMUM $50,000 | TERM UP TO 72 Months | APR* AS LOW AS 11.99% | SAMPLE MONTHLY PAYMENT1 $489 for $25,000 or $20 per $1,000 |
Whether you need a personal loan for paying down high-interest debt, improving your home, or making a big purchase – we’ll help you take control of your financial goals. A personal loan allows you to simplify your finances with a single, fixed monthly payment at a competitive rate. There are no pre-payment penalties or hidden fees.
Applying for a loan online is simple and speedy. Apply online to receive a 0.25% APR* discount on your rate. You could get your funds the same day your loan is approved.
to simplify your bills each month, making your finances easier to manage.
with one low fixed-rate loan and the same affordable monthly payment.
by showing that you can make on-time monthly payments.
You must be a member or qualify for membership in ACFCU and your membership must be established before any loan can be issued.
We offer personal loans from $1,000 to $50,000, subject to credit and income qualifications.
Just about anything! Personal loans are great for consolidating debts or financing household expenses at a lower interest rate than a credit card.
Once your application is approved and any supporting documents (such as verification of your income, if needed) have been provided, you can sign your loan documents electronically and have the funds in a matter of hours.
Personal loans do not require collateral; however, if you do have collateral, like a paid-off vehicle, you may be able to qualify for a larger loan at a lower rate using your collateral.
Yes! You are welcome to make larger or additional payments at any time. There is no penalty for paying early and you’ll save money in interest over the life of the loan. Just remember that you have to make each scheduled payment when it is due, even if you previously made a larger payment.
Yes, we offer convenient and affordable payment protection options that protect you and your loved ones in the event of disability or death of a covered borrower.
Tell us a little bit about yourself and your financing needs. We’ll reach out with ideas on how we can help.
Just about anyone can bank at Arlington Community FCU. You’re eligible to join if:
*APR = Annual Percentage Rate. Rate subject to change without notice. Rates effective as of March 29, 2024. Maximum interest rate 17%. Members who apply online will receive a 0.25% APR discount on a Personal Loan. Not all applicants will qualify for the lowest rate. To qualify for as low as rate members must meet credit criteria qualifications and apply online. Minimum loan amount $1,000.
1Payment examples may be different due to payment protection being added to the loan and first payment due date not being 30 days from funding.