Branch information, including lobby and drive-up hours, can be found on 联系我们.
If you have electronic payments, withdrawals or deposits being made to your account from a merchant or other financial institution (like payroll deposits or utility bill payments), notify that merchant or institution of your account number and ACFCU’s ABA routing number: 256078404.
You can transfer between your ACFCU account and external accounts for free (subject to a fee for insufficient funds) by following these easy steps:
1.你需要:
2.按照我们的指示一步步进行 ACH发起设置指南.
Yes, to wire money to your ACFCU account, simply provide the other institution with these instructions:
Incoming Wires
Outgoing Wires
You can access our Membership Agreement and Privacy Policy online at any time.
There are three ways to avoid the ATM fees:
You can avoid the monthly maintenance fee three ways:
1. Maintain a combined loan and deposit amount of $1,000
2. Actively use a Your Choice Checking Account
3. We waive the fee for members under age 21 or over age 55
No, we don’t penalize you for paying off loans early. If we paid any fees on your behalf for closing the loan or provided a cash back incentive, those amounts must be paid back if you close your loan within 36 months of opening the loan. The amount owed will be included in your loan payoff amount.*
You will receive monthly statements if you have an active checking account or loan. Otherwise, you will receive quarterly statements. The statement cycle runs from the first day of the month to the last day of the month. If you’re enrolled in e-statements, you’ll receive an email when your e-statement is available.
You can access your e-statements by clicking on the 电子文件 widget in online banking.
Once you enroll in e-statements, your e-statement library will store the last 24 months’ worth of e-statements.
The debit card transactions must be signature-based, also known as swipe and sign. If you used your PIN, it will not be counted toward your 15 transactions, nor will the purchase amount be applied towards the cash back reward.
Yes, your joint accountholder’s Visa® debit card swipe-and-sign purchases count toward your 15 transactions. Your cumulative purchase amounts will count toward your monthly cash back reward, up to $10 per month.
If you have selected high-yield, dividends will be included in your annual tax statement. Cash back and ATM rewards are not taxable.
Yes, you may change your reward feature at any time by contacting us or visiting your 当地分公司.
When you select credit, the merchant will require a signature for your purchase. When you select debit, the merchant will require you to enter a PIN for your purchase.
We recommend that you select the credit option instead of debit. Here’s why:
With any debit or credit cards, ACFCU offers enhanced fraud protection, with automated ways for you to receive notifications and check on suspicious activity by call, text or email.
Our Buying a Car from a Dealership guide covers everything from how to determine your budget and how to get a pre-approval letter to CARFAX ® reports to insurance coverage.
Applying for a new mortgage or refinancing your current one? Reference this convenient mortgage application checklist to find out what forms you need to keep the process moving.
Don’t know your amortization from your recission? No worries! Our glossary of mortgage terms will break down everything you need to know and help you sound like a pro.
We’ve compiled our top 10 tips when applying for a mortgage to help make you a strong applicant so you can finance your dream home.
Buying or refinancing a home can feel overwhelming and confusing, but with our guide to understanding the mortgage process, it doesn’t have to be.
Prepare to complete your home equity loan application by ticking the boxes on our home equity application checklist.
Requesting a Subordination is easy, follow the steps in the subordination agreement instructions.
Get fast answers to all of your most pressing home equity questions in our FAQ payment and statements guide.
Understanding how to access your home equity line of credit has never been easier with our FAQ accessing line of credit guide.
作为一个提供全方位服务的信用社,我们是一个像您一样的会员的合作组织,我们知道,通过团结一致,我们都可以在我们的财务旅程中受益。
我们在这里帮助我们的会员和邻居实现他们的财务目标,过上最好的生活。
我们认为,没有什么比服务于我们的会员更有意义的了,并且相信一次好的转折值得另一次。
我们不仅满足您的金融需求,还承诺做您的好邻居,诚信服务。
1可能适用数据费率。
*If loan is paid off within 36 months of opening, the cash back or closing costs may be added to the pay off amount.