Much like a bank CD, Arlington Community Federal Credit Union certificates let you store your money with us for a fixed amount of time, earning you higher returns than a typical checking or savings account.
Save for a down payment on a home, your upcoming retirement, or that next vacation. Share Certificates (and IRA Certificates for members with retirement accounts) are low-risk, high-yield, and term-friendly.
Term | Annual Percentage Yield | Platinum APY* | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 6 Month | Annual Percentage Yield 0.15% | Platinum APY* 0.25% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 12 Month | Annual Percentage Yield 0.35% | Platinum APY* 0.45% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 15 Month | Annual Percentage Yield 0.40% | Platinum APY* 0.50% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 15 Month (No Penalty!) | Annual Percentage Yield 0.30% | Platinum APY* 0.40% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 18 Month | Annual Percentage Yield 0.40% | Platinum APY* 0.50% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 24 Month | Annual Percentage Yield 0.45% | Platinum APY* 0.55% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 36 Month | Annual Percentage Yield 0.50% | Platinum APY* 0.60% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 48 Month | Annual Percentage Yield 0.55% | Platinum APY* 0.65% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Term 60 Month | Annual Percentage Yield 0.60% | Platinum APY* 0.70% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Earn more on your money—without locking it all away—with our No-Penalty Certificate. This gives you the option of withdrawing some (or even all) of your balance without penalty. You even receive the dividends you’ve earned so far.
Term | Annual Percentage Yield (APY) | Platinum APY | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 15 Month Certificate (No Penalty!) | Annual Percentage Yield (APY) 0.30% | Platinum APY 0.40% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Kick-start your nest egg with a low-minimum Share Builder Certificate—and add to it. Early withdrawal fees help hold you accountable for your future and avoid life’s little temptations.
Term | Annual Percentage Yield | Platinum APY* | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 12 Month | Annual Percentage Yield 0.35% | Platinum APY* 0.45% | Minimum to Earn Dividends $25.00 | Minimum Opening Balance $25.00 |
A bigger deposit means bigger dividends—it’s that simple. Our Jumbo Share Certificates offer a boosted yield that can help pad everything you’ve already saved up.
Term | Annual Percentage Yield | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|
Term 6 Month | Annual Percentage Yield 0.25% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
Term 12 Month | Annual Percentage Yield 0.55% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
Term 24 Month | Annual Percentage Yield 0.55% | Minimum to Earn Dividends $100,000.00 | Minimum Opening Balance $100,000.00 |
What makes one of ACFCU’s certificate accounts a great choice for smart savers? While each is designed for specific needs, they all offer great benefits.
You’ll earn more on your money than in a typical savings account
Your money is insured by NCUA
With automatic renewal options at maturity, your savings continue working for you
作为一个提供全方位服务的信用社,我们是一个像您一样的会员的合作组织,我们知道,通过团结一致,我们都可以在我们的财务旅程中受益。
我们在这里帮助我们的会员和邻居实现他们的财务目标,过上最好的生活。
我们认为,没有什么比服务于我们的会员更有意义的了,并且相信一次好的转变值得另一次。
我们不仅满足您的金融需求,还承诺做您的好邻居,诚信服务。
*APY = Annual Percentage Yield.
All Certificates: A penalty for early withdrawal may be imposed. Fees may reduce earnings. Rates effective as of September 18, 2020. Rates are subject to change without notice. Membership eligibility requirements apply. Federally Insured by NCUA.
Share & IRA Certificates: Minimum to earn dividends: $500.
Jumbo Certificates: Minimum to earn dividends: $100,000.
Platinum Certificates: APYs are .10% higher. Platinum rewards start for members maintaining total combined monthly household average balances of $50,000+.
Share Builder Certificate: Deposits can be added at any time during the certificate program.