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低支付。低费率。大量的便利。当你为新车或二手车融资时，你知道你在寻找什么，而在阿灵顿社区联邦信贷联盟，这正是你会发现的。从帮助你找到适合你预算的贷款，到保护你的投资，我们一步步地与你在一起，而且是一英里又一英里。
Car Loans
买入或再融资，节省。
在ACFCU，我们以低利率、灵活的付款方式、优质的服务以及更多的优势，使汽车融资或再融资变得简单而实惠，因为我们不仅仅是一个贷款人，我们是你的邻居。
AS LOW AS
36 MONTHS
4.64
%
APR*
- Low rates on new and used vehicles up to eight years old (Terms and rates for older cars available)
- Advertised rates reflect a 0.50% APR* discount for applying online
- 长达90天没有付款1
- 灵活的付款方式，到期日适合你的需求
- 快速的贷款决定
- 电子邮件提醒你什么时候该付款了
- 每年一次的 "跳过 "付款2 选择
- 灵活的期限，最长可达96个月
- 以电子方式签署和发送文件
- 免费CARFAX®
- 负担得起的保护计划，包括 GAP优势, 主要机械覆盖面 和 支付保护.
Rates Effective: 十月 6, 2026| 条款至多 | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
|---|---|---|---|
| 条款至多 NEW (Model Year 2025-2027) | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| 条款至多 36个月 | 固定年利率*低至 4.64 | Sample Monthly Payment for $20,000† $596 | Minimum Loan Amount No Minimum |
| 条款至多 48个月 | 固定年利率*低至 5.04 | Sample Monthly Payment for $20,000† $461 | Minimum Loan Amount $10,000 |
| 条款至多 60个月 | 固定年利率*低至 5.14 | Sample Monthly Payment for $20,000† $379 | Minimum Loan Amount $10,000 |
| 条款至多 72个月 | 固定年利率*低至 5.30 | Sample Monthly Payment for $20,000† $325 | Minimum Loan Amount $20,000 |
| 条款至多 84个月 | 固定年利率*低至 6.30 | Sample Monthly Payment for $20,000† $295 | Minimum Loan Amount $35,000 |
| 条款至多 96个月 | 固定年利率*低至 8.84 | Sample Monthly Payment for $20,000† $291 | Minimum Loan Amount $50,000 |
| 条款至多 | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| 条款至多 USED (Model Year 2019-2024) | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| 条款至多 36个月 | 固定年利率*低至 5.14 | Sample Monthly Payment for $20,000† $601 | Minimum Loan Amount No Minimum |
| 条款至多 48个月 | 固定年利率*低至 5.54 | Sample Monthly Payment for $20,000† $465 | Minimum Loan Amount $10,000 |
| 条款至多 60个月 | 固定年利率*低至 5.64 | Sample Monthly Payment for $20,000† $383 | Minimum Loan Amount $10,000 |
| 条款至多 72个月 | 固定年利率*低至 5.80 | Sample Monthly Payment for $20,000† $330 | Minimum Loan Amount $20,000 |
| 条款至多 84个月 | 固定年利率*低至 6.80 | Sample Monthly Payment for $20,000† $300 | Minimum Loan Amount $35,000 |
| 条款至多 96个月 | 固定年利率*低至 9.34 | Sample Monthly Payment for $20,000† $297 | Minimum Loan Amount $50,000 |
| 条款至多 | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| 条款至多 OLD (Model Year 2018 & Older) | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| 条款至多 36个月 | 固定年利率*低至 5.54 | Sample Monthly Payment for $20,000† $604 | Minimum Loan Amount No Minimum |
| 条款至多 48个月 | 固定年利率*低至 6.04 | Sample Monthly Payment for $20,000† $470 | Minimum Loan Amount $10,000 |
| 条款至多 60个月 | 固定年利率*低至 6.29 | Sample Monthly Payment for $20,000† $389 | Minimum Loan Amount $10,000 |
| 条款至多 72个月 | 固定年利率*低至 6.54 | Sample Monthly Payment for $20,000† $337 | Minimum Loan Amount $20,000 |
| 条款至多 84个月 | 固定年利率*低至 8.00 | Sample Monthly Payment for $20,000† $312 | Minimum Loan Amount $35,000 |
Auto Buying Made Simple
Find a Car
Explore ACFCU’s trusted AutoSMART dealers and browse local inventory—all in one place.
Find a Dealership
Connect with reputable, community‑focused dealerships to make your car‑buying journey smoother from the start.
Find Your Budget
Get a clearer picture of what fits your financial goals with tools designed to help you shop confidently and stay on track.
立即申请
Start your pre‑approval and head to the dealership with confidence, knowing your financing is ready to go.
汽车贷款计算器
船只和房车
我们也处理那些有趣的事情。
无论是开放的水域还是开放的道路，我们都可以为您的下一次购买提供资金。
- 融资时间最长为144个月
- 全新或二手船或房车$5万或以上，最高可获得95%的融资。
- 对低于$5万的新船或二手船或房车提供最高100%的融资。
Rates Effective: 十月 6, 2026| 条款至多 | 固定年利率*低至 | Sample Monthly Payment For $40,000† | Minimum Loan Amount |
|---|---|---|---|
| 条款至多 NEW | 固定年利率*低至 | Sample Monthly Payment For $40,000† | Minimum Loan Amount |
| 条款至多 Up to 96 Months | 固定年利率*低至 11.34 | Sample Monthly Payment For $40,000† $636 | Minimum Loan Amount $50,000 with 5% down |
| 条款至多 Up to 120 Months | 固定年利率*低至 12.09 | Sample Monthly Payment For $40,000† $576 | Minimum Loan Amount $150,000 with 10% down |
| 条款至多 Up to 144 Months | 固定年利率*低至 13.09 | Sample Monthly Payment For $40,000† $552 | Minimum Loan Amount $175,000 with 20% down |
| 条款至多 USED | 固定年利率*低至 | Sample Monthly Payment For $40,000† | Minimum Loan Amount |
| 条款至多 Up to 96 Months | 固定年利率*低至 11.84 | Sample Monthly Payment For $40,000† $647 | Minimum Loan Amount $50,000 with 5% down |
| 条款至多 Up to 120 Months | 固定年利率*低至 12.59 | Sample Monthly Payment For $40,000† $588 | Minimum Loan Amount $150,000 with 10% down |
| 条款至多 Up to 144 Months | 固定年利率*低至 13.59 | Sample Monthly Payment For $40,000† $565 | Minimum Loan Amount $175,000 with 20% down |
摩托车贷款
融资速度快，风风火火。
跳上，感受风在你的头发上，享受相同的 保护选项 作为我们的船、房车和汽车贷款。
- 只需最低1TP2-2,500的贷款额就可以骑上两个轮子。
- 融资时间最长为84个月
- 全新或二手摩托车最高可获得100%的融资
Rates Effective: 十月 6, 2026| 条款至多 | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
|---|---|---|---|
| 条款至多 NEW (2025-2027 | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| 条款至多 36个月 | 固定年利率*低至 5.64 | Sample Monthly Payment for $20,000† $605 | Minimum Loan Amount No Minimum |
| 条款至多 48个月 | 固定年利率*低至 6.04 | Sample Monthly Payment for $20,000† $470 | Minimum Loan Amount $10,000 |
| 条款至多 60个月 | 固定年利率*低至 6.14 | Sample Monthly Payment for $20,000† $388 | Minimum Loan Amount $10,000 |
| 条款至多 72个月 | 固定年利率*低至 6.30 | Sample Monthly Payment for $20,000† $334 | Minimum Loan Amount $20,000 |
| 条款至多 84个月 | 固定年利率*低至 7.30 | Sample Monthly Payment for $20,000† $305 | Minimum Loan Amount $35,000 |
| 条款至多 | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| 条款至多 USED (2019-2024) | 固定年利率*低至 | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| 条款至多 36个月 | 固定年利率*低至 6.14 | Sample Monthly Payment for $20,000† $610 | Minimum Loan Amount No Minimum |
| 条款至多 48个月 | 固定年利率*低至 6.54 | Sample Monthly Payment for $20,000† $475 | Minimum Loan Amount $10,000 |
| 条款至多 60个月 | 固定年利率*低至 6.64 | Sample Monthly Payment for $20,000† $393 | Minimum Loan Amount $10,000 |
| 条款至多 72个月 | 固定年利率*低至 6.80 | Sample Monthly Payment for $20,000† $339 | Minimum Loan Amount $20,000 |
| 条款至多 84个月 | 固定年利率*低至 7.80 | Sample Monthly Payment for $20,000† $310 | Minimum Loan Amount $35,000 |
Auto Insurance Discount
Travelers Auto Insurance Program
Arlington Community members are eligible for a discount on auto insurance from Travelers.
- Member discount on auto insurance from Travelers
- Additional discounts could be available like multi-policy,
- Free, no-obligation quotes from licensed insurance representatives by phone or online.
Why Remarkable Service
is Right For You
作为一个提供全方位服务的信用社，我们是一个像您一样的会员的合作组织，我们知道，通过团结一致，我们都可以在我们的财务旅程中受益。
金融赋权
我们在这里帮助我们的会员和邻居实现他们的财务目标，过上最好的生活。
奖励体验
我们认为，没有什么比服务于我们的会员更有意义的了，并且相信一次好的转变值得另一次。
诚信至上
我们不仅满足您的金融需求，还承诺做您的好邻居，诚信服务。
Vehicle Title and Registration
-
I just paid off my vehicle loan with ACFCU, when will I receive my title?
Typically, ACFCU will release the lien within 10 business days after we receive your payoff. Following that, delivery of the title or lien release can take an additional 7 to 10 business days. Some states process titles electronically, while others do not. You can contact your local titling or registration authority for more information about their processes and timelines. Please note that your state’s processing requirements may vary.
-
I'm moving to another state and need to register my vehicle in my new state. How do I get my title from ACFCU?
ACFCU will temporarily release the title to you so you can take the title to your local DMV to register the vehicle. The new title must be returned to ACFCU within 30 days.
-
I need to add or remove someone from my vehicle title, how do I do that?
ACFCU will temporarily release the title to you so you can take it to your local DMV to add or delete a name from the title. The new title must be returned to ACFCU within 30 days.
-
I just purchased a vehicle with a loan from ACFCU, how is titling handled?
If you purchased your vehicle from a dealer, they may handle the registration and title paperwork and submit it to your local DMV. The DMV will then send the lien-recorded title to ACFCU.
If you purchased your vehicle from a private seller or are titling the vehicle yourself, most states require you to take the title, purchase order, and loan note to your local DMV. Once the DMV has processed the paperwork, they will send a lien-recorded title to ACFCU.
-
I just refinanced my vehicle from my old lender to ACFCU, do I need to do anything with the vehicle title?
If you refinanced your vehicle with ACFCU and we paid off your previous financial institution, they should release the title directly to us. ACFCU will then send the title to the appropriate DMV to have our lien recorded.
-
What happens if ACFCU does not receive the title to my vehicle with the lien recorded?
This most commonly occurs when a member purchases a vehicle from a private seller or chooses to self-title the vehicle. If the lien is not recorded on the vehicle title within 90 days of receiving the loan, ACFCU may increase the interest rate on the vehicle loan to 17%. Our Member Solutions Team will reach out to you after 30 days to see if any assistance is required in getting the lien recorded on the title.
-
What address should titles be sent to?
The dealer, DMV or other financial institution should submit paperwork to:
阿灵顿社区联邦信贷联盟
PO Box 40070
Arlington, VA 22204
-
Who do I contact to receive a copy of my title?
ACFCU does not house paper titles. However, under exceptional circumstances, we may be able to request a paper title from your local DMV, which may take 15 days. Please contact us at 703.526.0200 or by email at titlegroup@arlingtoncu.org.
请不要通过电子邮件或联系表格提交您的帐号或社会安全号码。如果信息在互联网上传输，发送的信息有失密的风险。
Vehicle Insurance
-
I need to provide ACFCU with my current vehicle insurance policy. What is the best way to do that?
Please upload evidence of your current vehicle insurance to myinsuranceinfo.com. ACFCU partners with Allied Solutions to monitor ACFCU financed vehicles to ensure the vehicle is properly insured. Uploading a copy of your current declaration page directly to Allied Solutions will ensure all records are up to date with the most accurate information. You may also call 800-653-8812 if you have additional questions.
-
I was contacted by Allied Solutions regarding my vehicle insurance. Who is this?
ACFCU partners with Allied Solutions to monitor ACFCU financed vehicles to ensure the vehicle is properly insured. If Allied Solutions determines the vehicle is not sufficiently insured, they will contact either you or your insurance agent. You may also receive a text message requesting you to upload a copy of your current declaration page to myinsuranceinfo.com.
-
What type of coverage must I maintain on my vehicle?
Comprehensive and Collision coverage with deductibles of $1,000 or less.
细则
*APR = Annual Percentage Rate. Not all applicants will qualify for the lowest rate. Rates subject to change without notice. Minimum loan $5,000. Maximum loan to value restrictions may apply based on the MSRP of new vehicles and the NADA retail value of used vehicles. To qualify for as low as rate, members must meet credit criteria qualifications and apply for the car loan via our Online Application. Loan and membership requirements apply. Auto Loan APR may be 0.50% higher on applications submitted in person or over the phone.
†Member payment may differ from examples due to such variances as payment protection being added to the loan or different first payment dates.
1并非所有成员都有资格获得延期付款。在整个延期付款期间，利息将继续计入。延期付款不得超过90天。对于联合汽车贷款的再融资，可能需要两个借款人都有资格获得该优惠。
2Skip-A-Pay is an optional program to defer a consumer loan payment for a $25 fee per skipped loan payment. Your loan must be open for one year to be potentially eligible for this benefit. Other qualifications apply. Finance charges will continue to accrue at the rate provided in your original loan agreement during and after the payment deferral. Deferring your payment(s) will result in higher finance charges and will extend the term of your loan(s). You will be required to resume regular monthly payment(s) the following month. Offer subject to change at ACFCU’s sole discretion.