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Pagos bajos. Bajas tasas. Cargas de conveniencia: Usted sabe lo que busca cuando financia un auto nuevo o usado, y con Arlington Community Federal Credit Union, eso es exactamente lo que encontrará. Desde ayudarle a encontrar un préstamo que se ajuste a su presupuesto hasta proteger la inversión que ha hecho, estamos con usted paso a paso y milla tras milla.
Car Loans
Comprar o refinanciar y ahorrar.
En ACFCU, hacemos que el financiamiento o la refinanciación de un auto sea simple y asequible con tasas bajas, opciones de pago flexibles, un gran servicio, y más, porque somos más que un prestamista, somos tu vecino.
AS LOW AS
36 MONTHS
4.64
%
APR*
- Low rates on new and used vehicles up to eight years old (Terms and rates for older cars available)
- Advertised rates reflect a 0.50% APR* discount for applying online
- No hay pagos hasta 90 días1
- Opciones de pago flexibles con fechas de vencimiento que se ajustan a sus necesidades
- Decisiones de préstamo rápidas
- Correos electrónicos para recordarle cuando sus pagos deben ser realizados
- Salto anual al pago2 opción
- Plazos flexibles de hasta 96 meses
- Firmar y enviar documentos electrónicamente
- Libre de CARFAX®
- Planes de protección asequibles, incluyendo Ventaja de GAP, cobertura mecánica importante y protección de pago.
Rates Effective: octubre 6, 2026| Términos hasta | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
|---|---|---|---|
| Términos hasta NEW (Model Year 2025-2027) | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| Términos hasta 36 meses | APR fijo* tan bajo como 4.64 | Sample Monthly Payment for $20,000† $596 | Minimum Loan Amount No Minimum |
| Términos hasta 48 meses | APR fijo* tan bajo como 5.04 | Sample Monthly Payment for $20,000† $461 | Minimum Loan Amount $10,000 |
| Términos hasta 60 meses | APR fijo* tan bajo como 5.14 | Sample Monthly Payment for $20,000† $379 | Minimum Loan Amount $10,000 |
| Términos hasta 72 meses | APR fijo* tan bajo como 5.30 | Sample Monthly Payment for $20,000† $325 | Minimum Loan Amount $20,000 |
| Términos hasta 84 meses | APR fijo* tan bajo como 6.30 | Sample Monthly Payment for $20,000† $295 | Minimum Loan Amount $35,000 |
| Términos hasta 96 meses | APR fijo* tan bajo como 8.84 | Sample Monthly Payment for $20,000† $291 | Minimum Loan Amount $50,000 |
| Términos hasta | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| Términos hasta USED (Model Year 2019-2024) | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| Términos hasta 36 meses | APR fijo* tan bajo como 5.14 | Sample Monthly Payment for $20,000† $601 | Minimum Loan Amount No Minimum |
| Términos hasta 48 meses | APR fijo* tan bajo como 5.54 | Sample Monthly Payment for $20,000† $465 | Minimum Loan Amount $10,000 |
| Términos hasta 60 meses | APR fijo* tan bajo como 5.64 | Sample Monthly Payment for $20,000† $383 | Minimum Loan Amount $10,000 |
| Términos hasta 72 meses | APR fijo* tan bajo como 5.80 | Sample Monthly Payment for $20,000† $330 | Minimum Loan Amount $20,000 |
| Términos hasta 84 meses | APR fijo* tan bajo como 6.80 | Sample Monthly Payment for $20,000† $300 | Minimum Loan Amount $35,000 |
| Términos hasta 96 meses | APR fijo* tan bajo como 9.34 | Sample Monthly Payment for $20,000† $297 | Minimum Loan Amount $50,000 |
| Términos hasta | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| Términos hasta OLD (Model Year 2018 & Older) | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| Términos hasta 36 meses | APR fijo* tan bajo como 5.54 | Sample Monthly Payment for $20,000† $604 | Minimum Loan Amount No Minimum |
| Términos hasta 48 meses | APR fijo* tan bajo como 6.04 | Sample Monthly Payment for $20,000† $470 | Minimum Loan Amount $10,000 |
| Términos hasta 60 meses | APR fijo* tan bajo como 6.29 | Sample Monthly Payment for $20,000† $389 | Minimum Loan Amount $10,000 |
| Términos hasta 72 meses | APR fijo* tan bajo como 6.54 | Sample Monthly Payment for $20,000† $337 | Minimum Loan Amount $20,000 |
| Términos hasta 84 meses | APR fijo* tan bajo como 8.00 | Sample Monthly Payment for $20,000† $312 | Minimum Loan Amount $35,000 |
Auto Buying Made Simple
Find a Car
Explore ACFCU’s trusted AutoSMART dealers and browse local inventory—all in one place.
Find a Dealership
Connect with reputable, community‑focused dealerships to make your car‑buying journey smoother from the start.
Find Your Budget
Get a clearer picture of what fits your financial goals with tools designed to help you shop confidently and stay on track.
Aplique ahora
Start your pre‑approval and head to the dealership with confidence, knowing your financing is ready to go.
Calculadora de préstamos para coches
Barcos y caravanas
También nos encargamos de las cosas divertidas.
Ya sea en aguas abiertas o en la carretera, podemos financiar su próxima compra.
- Financiamiento hasta 144 meses
- Hasta 95% de financiación en barcos nuevos o usados o RVs $50K o más
- Hasta 100% de financiación en barcos nuevos o usados o vehículos recreativos de menos de $50K
Rates Effective: octubre 6, 2026| Términos hasta | APR fijo* tan bajo como | Sample Monthly Payment For $40,000† | Minimum Loan Amount |
|---|---|---|---|
| Términos hasta NEW | APR fijo* tan bajo como | Sample Monthly Payment For $40,000† | Minimum Loan Amount |
| Términos hasta Up to 96 Months | APR fijo* tan bajo como 11.34 | Sample Monthly Payment For $40,000† $636 | Minimum Loan Amount $50,000 with 5% down |
| Términos hasta Up to 120 Months | APR fijo* tan bajo como 12.09 | Sample Monthly Payment For $40,000† $576 | Minimum Loan Amount $150,000 with 10% down |
| Términos hasta Up to 144 Months | APR fijo* tan bajo como 13.09 | Sample Monthly Payment For $40,000† $552 | Minimum Loan Amount $175,000 with 20% down |
| Términos hasta USED | APR fijo* tan bajo como | Sample Monthly Payment For $40,000† | Minimum Loan Amount |
| Términos hasta Up to 96 Months | APR fijo* tan bajo como 11.84 | Sample Monthly Payment For $40,000† $647 | Minimum Loan Amount $50,000 with 5% down |
| Términos hasta Up to 120 Months | APR fijo* tan bajo como 12.59 | Sample Monthly Payment For $40,000† $588 | Minimum Loan Amount $150,000 with 10% down |
| Términos hasta Up to 144 Months | APR fijo* tan bajo como 13.59 | Sample Monthly Payment For $40,000† $565 | Minimum Loan Amount $175,000 with 20% down |
Préstamos de motocicletas
Una financiación rápida y sencilla.
Súbete, siente el viento en tu pelo y disfruta de lo mismo opciones de protección como nuestro barco, caravana y préstamos de coches.
- Sube a dos ruedas con un mínimo de $2.500 de préstamo.
- Financiación hasta 84 meses
- Hasta 100% de financiación en motocicletas nuevas o usadas
Rates Effective: octubre 6, 2026| Términos hasta | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
|---|---|---|---|
| Términos hasta NEW (2025-2027 | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| Términos hasta 36 meses | APR fijo* tan bajo como 5.64 | Sample Monthly Payment for $20,000† $605 | Minimum Loan Amount No Minimum |
| Términos hasta 48 meses | APR fijo* tan bajo como 6.04 | Sample Monthly Payment for $20,000† $470 | Minimum Loan Amount $10,000 |
| Términos hasta 60 meses | APR fijo* tan bajo como 6.14 | Sample Monthly Payment for $20,000† $388 | Minimum Loan Amount $10,000 |
| Términos hasta 72 meses | APR fijo* tan bajo como 6.30 | Sample Monthly Payment for $20,000† $334 | Minimum Loan Amount $20,000 |
| Términos hasta 84 meses | APR fijo* tan bajo como 7.30 | Sample Monthly Payment for $20,000† $305 | Minimum Loan Amount $35,000 |
| Términos hasta | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| Términos hasta USED (2019-2024) | APR fijo* tan bajo como | Sample Monthly Payment for $20,000† | Minimum Loan Amount |
| Términos hasta 36 meses | APR fijo* tan bajo como 6.14 | Sample Monthly Payment for $20,000† $610 | Minimum Loan Amount No Minimum |
| Términos hasta 48 meses | APR fijo* tan bajo como 6.54 | Sample Monthly Payment for $20,000† $475 | Minimum Loan Amount $10,000 |
| Términos hasta 60 meses | APR fijo* tan bajo como 6.64 | Sample Monthly Payment for $20,000† $393 | Minimum Loan Amount $10,000 |
| Términos hasta 72 meses | APR fijo* tan bajo como 6.80 | Sample Monthly Payment for $20,000† $339 | Minimum Loan Amount $20,000 |
| Términos hasta 84 meses | APR fijo* tan bajo como 7.80 | Sample Monthly Payment for $20,000† $310 | Minimum Loan Amount $35,000 |
Auto Insurance Discount
Travelers Auto Insurance Program
Arlington Community members are eligible for a discount on auto insurance from Travelers.
- Member discount on auto insurance from Travelers
- Additional discounts could be available like multi-policy,
- Free, no-obligation quotes from licensed insurance representatives by phone or online.
Por qué un servicio extraordinario
es adecuado para usted
Como una cooperativa de crédito de servicio completo, somos una cooperativa de miembros como ustedes que saben que al unirse, todos podemos beneficiarnos en nuestro viaje financiero.
Empoderamiento financiero
Estamos aquí para ayudar a nuestros miembros y vecinos a alcanzar sus metas financieras y vivir sus mejores vidas.
Experiencia gratificante
Creemos que no hay nada más gratificante que servir a nuestros miembros, y creemos que un buen giro merece otro.
Integridad máxima
No sólo satisfacemos sus necesidades financieras, sino que nos comprometemos a ser un buen vecino y a servir con integridad.
Vehicle Title and Registration
-
I just paid off my vehicle loan with ACFCU, when will I receive my title?
Typically, ACFCU will release the lien within 10 business days after we receive your payoff. Following that, delivery of the title or lien release can take an additional 7 to 10 business days. Some states process titles electronically, while others do not. You can contact your local titling or registration authority for more information about their processes and timelines. Please note that your state’s processing requirements may vary.
-
I'm moving to another state and need to register my vehicle in my new state. How do I get my title from ACFCU?
ACFCU will temporarily release the title to you so you can take the title to your local DMV to register the vehicle. The new title must be returned to ACFCU within 30 days.
-
I need to add or remove someone from my vehicle title, how do I do that?
ACFCU will temporarily release the title to you so you can take it to your local DMV to add or delete a name from the title. The new title must be returned to ACFCU within 30 days.
-
I just purchased a vehicle with a loan from ACFCU, how is titling handled?
If you purchased your vehicle from a dealer, they may handle the registration and title paperwork and submit it to your local DMV. The DMV will then send the lien-recorded title to ACFCU.
If you purchased your vehicle from a private seller or are titling the vehicle yourself, most states require you to take the title, purchase order, and loan note to your local DMV. Once the DMV has processed the paperwork, they will send a lien-recorded title to ACFCU.
-
I just refinanced my vehicle from my old lender to ACFCU, do I need to do anything with the vehicle title?
If you refinanced your vehicle with ACFCU and we paid off your previous financial institution, they should release the title directly to us. ACFCU will then send the title to the appropriate DMV to have our lien recorded.
-
What happens if ACFCU does not receive the title to my vehicle with the lien recorded?
This most commonly occurs when a member purchases a vehicle from a private seller or chooses to self-title the vehicle. If the lien is not recorded on the vehicle title within 90 days of receiving the loan, ACFCU may increase the interest rate on the vehicle loan to 17%. Our Member Solutions Team will reach out to you after 30 days to see if any assistance is required in getting the lien recorded on the title.
-
What address should titles be sent to?
The dealer, DMV or other financial institution should submit paperwork to:
Arlington Community Federal Credit Union
PO Box 40070
Arlington, VA 22204
-
Who do I contact to receive a copy of my title?
ACFCU does not house paper titles. However, under exceptional circumstances, we may be able to request a paper title from your local DMV, which may take 15 days. Please contact us at 703.526.0200 or by email at titlegroup@arlingtoncu.org.
No envíe su número de cuenta ni su número de la seguridad social por correo electrónico ni a través del formulario de contacto. La información enviada corre el riesgo de perder su confidencialidad si se transmite por internet.
Vehicle Insurance
-
I need to provide ACFCU with my current vehicle insurance policy. What is the best way to do that?
Please upload evidence of your current vehicle insurance to myinsuranceinfo.com. ACFCU partners with Allied Solutions to monitor ACFCU financed vehicles to ensure the vehicle is properly insured. Uploading a copy of your current declaration page directly to Allied Solutions will ensure all records are up to date with the most accurate information. You may also call 800-653-8812 if you have additional questions.
-
I was contacted by Allied Solutions regarding my vehicle insurance. Who is this?
ACFCU partners with Allied Solutions to monitor ACFCU financed vehicles to ensure the vehicle is properly insured. If Allied Solutions determines the vehicle is not sufficiently insured, they will contact either you or your insurance agent. You may also receive a text message requesting you to upload a copy of your current declaration page to myinsuranceinfo.com.
-
What type of coverage must I maintain on my vehicle?
Comprehensive and Collision coverage with deductibles of $1,000 or less.
La letra pequeña
*APR = Annual Percentage Rate. Not all applicants will qualify for the lowest rate. Rates subject to change without notice. Minimum loan $5,000. Maximum loan to value restrictions may apply based on the MSRP of new vehicles and the NADA retail value of used vehicles. To qualify for as low as rate, members must meet credit criteria qualifications and apply for the car loan via our Online Application. Loan and membership requirements apply. Auto Loan APR may be 0.50% higher on applications submitted in person or over the phone.
†Member payment may differ from examples due to such variances as payment protection being added to the loan or different first payment dates.
1No todos los miembros califican para el aplazamiento de pago. Los intereses seguirán acumulándose durante todo el período de aplazamiento de pago. Los pagos aplazados no pueden exceder los 90 días. Para la refinanciación de préstamos conjuntos para automóviles, se puede requerir que ambos prestatarios califiquen para la oferta.
2Skip-A-Pay is an optional program to defer a consumer loan payment for a $25 fee per skipped loan payment. Your loan must be open for one year to be potentially eligible for this benefit. Other qualifications apply. Finance charges will continue to accrue at the rate provided in your original loan agreement during and after the payment deferral. Deferring your payment(s) will result in higher finance charges and will extend the term of your loan(s). You will be required to resume regular monthly payment(s) the following month. Offer subject to change at ACFCU’s sole discretion.