Because adventure is calling you back.

Car loan rates as low as 1.74% APR* and no payments for the first 3 months1 at ACFCU!

We make financing or refinancing a car simple and affordable with low rates, flexible payment options, great service—and more—because we’re more than a lender, we’re your neighbor.

RATES AS LOW AS

1.74
%
APR*

Features & Benefits

  • Save up to 0.50% APR* when you apply online
  • No payments for the first 3 months1
  • Flexible payment options with due dates that fit your needs
  • Terms up to 96 months
  • Offer available on new, used, and refinancing vehicles
  • Quick loan decisions
  • Emails to remind you when your payments are due
  • Annual Skip-a-Pay2 option
  • Sign & send documents electronically
  • Free CARFAX®
  • Affordable protection plans, including GAP Advantage, major mechanical coverage and payment protection.

CURRENT RATES

立即申请
product icon
calendar icon Rates Effective: 二月 1, 2021
TYPE & MODEL YEARS TERMS UP TO FIXED APR* AS LOW AS SAMPLE MONTHLY PAYMENT FOR $20,0001
TYPE & MODEL YEARS New: 2020-2022 TERMS UP TO 36 Months FIXED APR* AS LOW AS 1.74% SAMPLE MONTHLY PAYMENT FOR $20,0001 $571
TYPE & MODEL YEARS New: 2020-2022 TERMS UP TO 60 Months FIXED APR* AS LOW AS 2.49% SAMPLE MONTHLY PAYMENT FOR $20,0001 $350
TYPE & MODEL YEARS New: 2020-2022 TERMS UP TO 72 Months FIXED APR* AS LOW AS 2.74% SAMPLE MONTHLY PAYMENT FOR $20,0001 $297
TYPE & MODEL YEARS New: 2020-2022 TERMS UP TO 96 Months FIXED APR* AS LOW AS 6.24% SAMPLE MONTHLY PAYMENT FOR $20,0001 $663 (Minimum loan amount $50,000)
TYPE & MODEL YEARS Used: 2014-2019 TERMS UP TO 36 Months FIXED APR* AS LOW AS 1.74% SAMPLE MONTHLY PAYMENT FOR $20,0001 $571
TYPE & MODEL YEARS Used: 2014-2019 TERMS UP TO 60 Months FIXED APR* AS LOW AS 2.49% SAMPLE MONTHLY PAYMENT FOR $20,0001 $350
TYPE & MODEL YEARS Used: 2014-2019 TERMS UP TO 72 Months FIXED APR* AS LOW AS 2.74% SAMPLE MONTHLY PAYMENT FOR $20,0001 $297
TYPE & MODEL YEARS Used: 2014-2019 TERMS UP TO 96 Months FIXED APR* AS LOW AS 6.24% SAMPLE MONTHLY PAYMENT FOR $20,0001 $681 (Minimum loan amount of $50,000)
细则

*APR = Annual Percentage Rate. Not all applicants will qualify for the lowest rate. Rates subject to change without notice. To be eligible you must apply for and qualify for a car loan. Offer not valid on car loans with current interest rates 1.74% APR or lower; model years 2013 or older; existing ACFCU car loans; maximum loan to value restrictions may apply based on MSRP of new vehicles and the NADA retail value of used vehicles. Normal underwriting guidelines apply. To qualify for as low as rate, members must meet credit criteria qualifications and apply for the car loan via our Online Application. Loan and membership requirements apply. Offer ends 9.30.21.

1Not all members qualify for payment deferment. Interest will continue to accrue for the entire payment deferment period. Deferred payments may not exceed 90 days. For refinancing of joint car loans, both borrowers may be required to qualify for the offer.

2Skip-A-Pay is an optional program to defer a consumer loan payment for a $35 per skipped loan payment. Your loan must be open for one year to be potentially eligible for this benefit. Other qualifications apply. Finance charges will continue to accrue at the rate provided in your original loan agreement during and after the payment deferral. Deferring your payment(s) will result in higher finance charges and will extend the term of your loan(s). You will be required to resume regular monthly payment(s) the following month. Offer subject to change at ACFCU’s sole discretion.