It’s Never Too Early to Think Retirement. Really, It’s Not.

An Individual Retirement Account (IRA) is designed to help you save for an enjoyable retirement or help plan for your children’s educational costs. The money you save may even be tax-deductible. Please consult your tax advisor for details.

We offer these retirement account options as certificates (with fixed terms), or shares (you can add money to them over time until you reach the contribution maximum amount and/or age):

  • Roth

  • Traditional

  • Coverdell Education

  • SEP

IRA Jumbo Share Certificates

If you've got savings that you want to grow and protect, our IRA Jumbo Certificates may be your answer.

  • $100,000 to open

  • Term: 6, 12, and 24 months

  • Earn more with Relationship Rewards at the Platinum level

Rates for IRA Jumbo Share Certificates


Annual Percentage Yield

to Earn Dividends

Opening Balance

6 Month




12 Month




24 Month




Okay, what's next?

If you're now ready to open an IRA, give us a call to complete your application: 703.526.0200.

Don't forget, you may get up to an additional $250,000 in NCUA insurance on your retirement deposits beyond your NCUA insurance on your other deposits.

For additional retirement options, please check out Arlington Financial Services.

The Fine Print

A penalty for early withdrawal may be imposed. Fees may reduce earnings. Rates effective as of September 18, 2020. Rates subject to change without notice. Consult the IRS website for more information on IRA topics including qualifying exceptions to the early-withdrawal penalty tax. Federally insured by NCUA.

IRA SHARES: No minimum investment.

IRA CERTIFICATES: Minimum to earn dividends: $500.00.