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Coverage for whatever life throws your way

Why have insurance? Purchasing insurance helps offset the many risks life can throw your way for a small cost. It’s a smart part of any financial planning. We want to be sure the risk in your life is managed cost-effectively. That’s why we offer a several insurance programs to meet various risk needs.

Periodically, we’ll mail you detailed information on these programs. Here’s a quick overview:

  • Accidental Death and Dismemberment (AD&D) - Pays a death benefit if you die due to an accident. We offer a $1,000 policy for free; higher amounts can be purchased.

  • Group Term Life Insurance - Pays a death benefit if you die due to most any cause (however, suicide is not covered).

  • Auto Insurance - Standard policy that cover claims regarding your automobile.

  • Homeowner’s Insurance - Standard policy that cover claims regarding your home.

  • Hospital Accident Insurance - Pays daily cash benefits for hospital stays and outpatient emergency treatment. There is guaranteed payment with no medical exams, tests or questions.

  • Recuperative Care Insurance – Pays daily cash benefits if you are hospitalized due to an accident or illness. The per-day benefit is paid directly to the insured for the number of days they are in the hospital.

  • Payment Protection - created to protect you and your family’s lifestyle when you are unable to work due to an accident, illness, or even death. Your loan and your family will be protected from the financial burden of your loan.

  • Life Coverage - pays the remaining loan balance in the event of your death

  • Disability Coverage - pays a portion of the loan payment each day you are injured/ill & unable to work while under a physician’s care

  • Long Term Care Insurance - coverage that provides nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic or disabling condition that needs constant supervision. Contact our Financial Advisor for more details.

  • Life Insurance - Whole, Term, Variable and Universal - not everyone carries the same type of risk or has the same goals. Therefore, we offer a variety of life insurance options to better serve your needs. Contact our Financial Advisor for more details.