Because everyone should have the option to own their own home, we're with you.

We believe that giving our neighbors the opportunity to be homeowners fosters a more vibrant community.

ACFCU offers:

  • Low and no down payment options

  • FHA, VA, and Conventional loan programs

  • VHDA Loans

Down Payment Assistance Programs:

First-Time Buyers

  • ACFCU's mortgage experts are here to help first-time homebuyers access matching funds for a downpayment and closing costs. For every $1 you contribute to your home purchase, you can receive $4 in matching funds, up to $5,000. Funding is available to qualified first-time homebuyers.

  • Homebuyers must meet income eligibility requirements and complete a homebuyer education and financial literacy course specified by FHLBank Atlanta.

Community Partners

  • Are you a current or retired law enforcement officer, educator, health care worker, firefighter, or other first responders, or county or city employee? If so, ACFCU can assist you in accessing matching funds for down payment and closing costs. For every $1 you contribute to your home purchase, you can receive $4 in matching funds, up to $7,500.

  • Homebuyers much meet income eligibility requirements and complete a homebuyer education and financial literacy course specified by FHLBank Atlanta.

Buying a home in Arlington County?

Visit https://housing.arlingtonva.us/get-help/home-ownership to learn about affordable housing programs offered by the Arlington County Department of Housing.

Not sure if you qualify?

Call 703.526.0200 x465 today to talk to one of our mortgage experts.


The Fine Print

Loan and membership requirements apply. Federally insured by NCUA.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 477974

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