Use VISA® Debit & Credit Cards in your Mobile Wallet for an easy, secure transaction!

Using your ACFCU Credit and Debit Cards in your Mobile Wallet is one of the most secure forms of payment and is as easy as 1, 2, 3!

  1. Make sure we have your mobile number on file (update in Mobile or Online Banking, or calling us at 703.526.0200 x4)

  2. Search for "wallet" on an iPhone®, iPad® or Apple Watch, "Google Pay" on an Android® or "Samsung Pay" on a Samsung, and bring your Mobile Wallet app right up. Follow the simple instructions to add your ACFCU Credit Card.

  3. Use your Mobile Wallet on purchases at tons of stores and restaurants and earn the same rewards* as you would using the card.

Enjoy the peace of mind of fraud protection with automated fraud alerts and 2-way communication through text, automated phone system or live agents to assist you at any time to ensure you receive the best defense exactly when you need it.

When you need convenience, we're with you!

Apple Pay®:

  1. On iPhone, open the Wallet app and tap the plus sign. From there, follow the onscreen instructions.

  2. On Apple Watch, open the Apple Watch app on your iPhone and select "Wallet & Apple Pay", then tap "Add Credit or Debit Card." From there, follow the onscreen instructions.

  3. On iPad, go into Settings, open "Wallet & Apple Pay", and select "Add Credit or Debit Card". From there, follow the onscreen instructions.

To see a full list of participating Apple Pay stores and apps, visit

Google Pay:

1. In the Google Pay app, add your VISA card by snapping a photo of the card on your Android phone.

See the full list of stores that accept Google Pay at

Samsung Pay:

  1. Make sure your compatible Samsung device is updated with Samsung Pay.

  2. Take a picture of your ACFCU VISA card with your device's camera.

  3. Secure it with your fingerprint and backup PIN and you'll be ready to go.

The Fine Print

*ACFCU is not responsible for merchant codes that do not allow for us to capture the information needed to award double points.

1. Your Choice Checking Debit Card Rewards: Cash Back is calculated based on the total dollar amount of qualifying Debit Card transactions. Maximum Cash Back is $10. APY=Annual Percentage Yield. APYs are accurate as of 10.31.2019 and are subject to change without notice. If qualifications are met each calendar month: 2.00% APY will be paid on average daily balances from $0.01 to $10,000 and 0.10% APY will be paid on all amounts above $10,000. For minimum requirements to be met, actions must be performed and must clear/post to the account during the qualification period. Transactions may take one or more banking days from the date the transaction was made to post and settle against your account. Swipe and sign transactions must have cleared account by the end of the month. PIN-based transactions do not qualify. If you do not meet the requirements per calendar month, your account will still function as a free checking account and will earn the base rate of 0.05% APY; however; it will not receive ATM refunds for that period. Fees may reduce earnings on the account.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. ©2019 Google LLC. All rights reserved. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. See the full list of stores that accept Samsung Pay at Data charges may apply.

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