Fast Cash – When You Need Cash Now
Sometimes life hands you unexpected expenses. When that happens, Fast Cash may be right for you. It's a short term, personal loan that you can apply for over the phone, and receive in your checking account in minutes. There is no credit check, just a small application fee.
- There’s no application, it’s just a quick phone call, and the money is in your account. It takes about 15 minutes.
- No credit check
- $1,000 loan amount (does not vary)
- 12-month term (does not vary)
- Fixed rate of 8.99%APR*
- $40 finance charge (can be subtracted from loan proceeds)
- Must be a member for at least 90 days
- Direct Deposit not required.
- However, $1,000 in deposits every 30 days for the past 60 days required
- Only one Fast Cash (or “Holiday Dough”) loan open at a time
- Up to Three Fast Cash loans per calendar year. (This includes “Holiday Dough” offered in Nov/Dec annually)
- Only Primary accountholder eligible
Looking to borrow more than $1,000? Don’t qualify based on length of membership? No problem. Ask about our Personal Loans.
The Fine Print
*APR = Annual Percentage Rate.
A $40 finance charge is required. 8.99%APR + $40 finance charge = 16.75%APR total. Monthly payment example = $89.
Payment is based on first due date in 30 days.
If we have been unable to approve you for a Personal Loan in the past 90 days, you are NOT eligible.
Additional details can be found here regarding current APRs and payment examples.