Fast Cash – When You Need Cash Now

Sometimes life hands you unexpected expenses. When that happens, Fast Cash may be right for you. It's a short-term, personal loan that you can apply for over the phone, and receive in your checking account in minutes. There is no credit check, just a small finance charge.

Loan Details:*

  • There’s no application, it’s just a quick phone call, and the money is in your account. It takes about 15 minutes.

  • No credit check

  • $1,000 loan amount (does not vary)

  • 12-month term (does not vary)

  • Fixed interest rate 8.99%*

  • $40 finance charge (can be subtracted from loan proceeds)


  • Must be a member for at least 90 days

  • Direct Deposit not required.

  • However, $1,000 in deposits every 30 days for the past 60 days required

  • Only one Fast Cash (or “Holiday Dough”) loan open at a time

  • Up to Three Fast Cash loans per calendar year. (This includes “Holiday Dough” offered in Nov/Dec annually)

  • Only Primary account holder eligible

Looking to borrow more than $1,000? Don’t qualify based on length of membership? No problem. Ask about our Personal Loans.

The Fine Print

*APR = Annual Percentage Rate. A $40 finance charge is required. 8.99% interest rate + $40 finance charge = 16.75% APR total. Monthly payment example = $89. Payment is based on first due date in 30 days. If we have been unable to approve you for a Personal Loan in the past 90 days, you are not eligible.

See additional details regarding current APRs and payment examples.