Holiday Dough (Fast Cash Loan) – When You Need Cash Now

Need more dough for the holidays? Make the season even sweeter with our Holiday Dough Loan. It's a short-term, personal loan that you can apply for over the phone, and receive in your checking account in minutes. There is no credit check, just a small finance charge.

Loan Details:

  • Quick and easy $1,000 or $2,0002

  • It’s just a quick phone call, and the money may be placed in your account. It takes about 15 minutes.

  • No credit check

  • 12-month term

  • Fixed interest rate of 8.99%3

  • $40 finance charge (subtracted from loan proceeds)

Type

Loan Maximum

Term Up To

APR* As Low As

Sample Monthly Payment1

Fast Cash & Holiday Dough

$1,000

12 Months

16.75%

$89

Fast Cash & Holiday Dough

$2,000

12 Months

16.75%

$175

Qualifications:

  • Must be a member for at least 90 days

  • $1,000 in deposits every calendar month for the past two months is required

  • Only one Fast Cash (or Holiday Dough) loan open at a time

  • Up to two Fast Cash loans per rolling 12 months (this includes Holiday Dough offered in Nov/Dec annually)

  • All accounts must be current

  • All loans must have timely payments for the past six months

  • Must have 6 months of payments before it can be refinanced

  • Only Primary account holder eligible

Looking to borrow more than $2,000? Don’t qualify based on length of membership? No problem. Ask about our Personal Loans.


The Fine Print

*APR = Annual Percentage Rate. Rate subject to change without notice. Not all applicants will qualify for the lowest rate. To qualify for as low as rate members must meet credit criteria qualifications.

1PPayment examples may be different due to payment protection being added to the loan and first payment due date not being 30 days from funding.

2Qualifications: must be a member for at least 90 days. All accounts and loans must be current (not negative or delinquent) for the past six months. Direct deposit is not required. However, $1,000 in deposits every calendar month for the past two months is required. Only one Fast Cash loan per member and only one open at a time with two maximum per rolling 12 months. Must have six months of payments before it can be refinanced. This includes Holiday Dough. Only the primary account holder may apply for Fast Cash.

38.99% interest rate + $40 finance charge = 16.75% APR total. Payment is based on first due date in 30 days.

See additional details regarding current APRs and payment examples.