Credit Cards

Make Instant Credit Card Payments

You can now make payments on your credit card for immediate funds availability.

Here's how:

  1. Log in to the Mobile App or Online Banking

  2. Go to the Transfers widget

  3. Pay your Credit Card in the Transfers widget - you can choose from different amount options like Minimum Amount Due, Last Statement Balance, or any other amount you choose

  4. The amount you paid is immediately available

    • Your Credit Card Balance will be updated after the transaction posts (24-48 hours)

    • You can immediately see your Available Credit change in the Manage Credit Card widget in Online Banking

A payment made through the Manage Credit Card widget or Bill Pay will NOT be instantly applied to your Available Credit.

Credit Card Cash Advances

You can now make cash advances from your Credit Card without having to call us or pop into a branch! Log in to the Mobile App or Online Banking and use the Transfers widget to advance the amount you want into whatever Share Savings or Share Checking account you choose. It's so easy!

The Rewards Credit Card that Celebrates Arlington

Platinum Rewards Credit Card

Platinum VISA® Card

Our platinum credit card, also known as The Arlington Card, not only offers a low fixed rate and FREE rewards points, it also offers extra rewards on all purchases made in Arlington, VA.

Use your card anywhere in the world and receive one point per dollar spent. Use your card in Arlington and receive DOUBLE POINTS2 on every purchase in Arlington!

  • 9.90%APR* FIXED1 rate

  • One reward point for every dollar spent

  • Double points for every dollar spent in Arlington2

  • Redeem points for air travel, car rental, hotels, gift cards, and merchandise

  • No expiration on rewards points

  • No blackout dates for air travel

  • Redeem with as few as 3,250 points

  • More info? Visit

Visa Classic Credit Card

Classic VISA® Card

  • 11.99%APR* FIXED1 rate

  • Perfect for:

    • Building your credit

    • Obtaining your first credit card

    • Emergency purposes (low limit)

All of our credit cards come with these great features:

  • NO annual fee

  • 25-day grace period on purchases

  • NO cash advance fee

  • NO foreign transaction fee

  • FREE Purchase Alerts – Enroll Here

  • FREE Auto-Pay Service

  • Select your PIN by phone: 888.631.3197Call 888-631-3197

  • Pay your VISA® bill from our Mobile App

  • Visa®’s Zero Liability against fraud

  • E-Statements

  • Affordable Payment Protection plans

  • Under Account Details in the Mobile App and Online Banking you can see details on your credit card, such as the current balance and next payment information. This information is current as of the end of the previous day. For more detailed real-time information, log in to Online Banking and click on the Manage Credit Card widget. 

  • Visa Account Updater - If you have a credit or debit card with us and you receive a new card because it expires or has to be replaced, you may not have to update all your recurring payments. Visa allows certain merchants to receive the updated card information from us without you having to log into that merchant's system and update your card information manually. We make sure every security measure is in place to protect your information. If you want to opt out of this service for any reason, please contact us at 703.526.020 x3.

Using Visa® Cards Abroad

Traveling abroad? It’s important to let us know (or any financial institution) a week before you leave to update your account with your travel dates and destination. This prevents your card from being blocked by our fraud prevention services for uncharacteristic transactions. If we suspect that questionable activity has occurred, we will contact you to verify the transaction. Please be sure your email address is up-to-date on your account.

Design Your Own Visa® Card

Express your personal style every time you use your Visa® Credit Card. Upload a personal photo -- friends, family, a pet, a hobby, or a social cause that’s your passion.

Each time you pull out your personalized card, you show others what’s important to you.

How to Design Your Own Card:

  • Log onto Online Banking, click the Credit Card widget
  • Look for the Design Your Own Card link
  • Follow steps to review your card (Don’t forget to turn your pop-up blocker off)
  • Avoid any trademarked items in your photo such as a logo on a t-shirt. It WILL be rejected.
  • When your card re-issues, it will be your personalized design unless you change it
  • A $10 annual personalization fee applies

Click to easily calculate how much you could save by choosing us for your borrowing needs.

The Fine Print

*APR = Annual Percentage Rate. Credit card approval is subject to evaluation of an applicant’s creditworthiness. Not all applicants will qualify.

1For the life of the balance.
2Arlington Community FCU is not responsible for merchant codes that do not allow us to capture the information needed to award double points.
Balance Transfer Fee = 2% ($10 minimum; $120 maximum).