Auto Loans

If you're in the market to buy or refinance a car, now is the time!  

We’ve got you covered:

  • Rates as low as 2.99% APR* new (2017-2019) up to 60 months

    • Monthly payment example: $20,000 for 60 months at 2.99% APR* = $359.00

  • Rates as low as 3.49% APR* used (2011-2016) up to 60 months

    • Monthly payment example: $20,000 for 60 months at 3.49% APR* = $364.00

  • No payments for up to 60 days1

  • Financing up to 110%**

  • Choose your own payment due date

  • Quick loan decisions

  • Sign & send documents electronically

  • Affordable protection plans available:

Ready to head to the dealership?

Here's some helpful information on What to Know at the Dealership.


Like the perks of leasing?

Find out how you can get the benefits of a traditional car loan but with all the perks of leasing with our Flex Car Program.

Not familiar with leasing?

Find out how you can benefit from a lower monthly payment! Check out our Flex Car Program.

Enterprise Car Sales

We partner with Enterprise to offer you great deals on used cars. For more information on Enterprise, visit their website. For more information on buying an Enterprise car and to apply for financing, click here

Click here to easily calculate how much you could save by refinancing with us.

Motorcycle Loans

We’ll finance up to 110%** on a new motorcycle. On a used motorcycle, we’ll finance the purchase price or up to 90% of the wholesale value as listed in the NADA guide, whichever is less.  

  • A minimum loan amount of $2,500 is required.

  • Affordable Payment Protection plans available!


The Fine Print

*APR = Annual Percentage Rate. Rates subject to change without notice. Not all applicants will qualify for the lowest rate. Offer not available to existing Arlington Community FCU car loans.  Loan and membership requirements apply.  To qualify for as low as rate, members must meet credit criteria qualifications and 2 of the 3 following criteria: An active checking account with existing direct deposit, a balance transfer of $1,000 on a new or existing Visa ® credit card, and/or an established Bill Pay usage with at least one recurring payment.

Conventional loan monthly payment example: $20,000 new for 60 months at 2.99% APR = $359.00.

Flex Car loan monthly payment examples: New vehicle: $20,000 for 60 months at 4.49% = $269.  Used vehicle: $20,000 for 60 months at 4.99% = $273.  Payment examples are based on a new 2018 Toyota Corolla LE AT and used 2016 Honda Accord Sedan EX-L AT.  Payment examples may be different due to payment protection, etc. Flex Car payments are specific to the type of car and its residual value calculation.

1Interest will continue to accrue during the payment deferment period. Deferred payments may not exceed 60 days. Not all members qualify for payment deferment.  Flex Car loans do not qualify for payment deferment.

**Up to 110% financing available for new cars/motorcycles and NADA retail value for used cars/motorcycles. Certain conditions may apply.

Additional details can be found here regarding current APRs and payment examples.