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Personal Banking

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Auto Loans

If you're in the market to buy or refinance a car, now is the time!  Receive up to $500 cash back2 when you refinance your auto loan with us.  This offer includes cars, trucks, motorcycles, RVs, and boats.

We’ve got you covered:

  • Rates as low as 1.74% APR* new (2017-2018) up to 60 months

  • Rates as low as 2.49% APR* used (2011-2016) up to 60 months

  • No payments for up to 60 days1

  • Financing up to 110%**

  • Choose your own payment due date

  • Quick loan decisions

  • Sign & send documents electronically

  • Affordable protection plans available:

Like the perks of leasing?

Find out how you can get the benefits of a traditional car loan but with all the perks of leasing with our Flex Car Program.

Not familiar with leasing?

Find out how you can benefit from a lower monthly payment! Check out our Flex Car Program.

Enterprise Car Sales

We partner with Enterprise to offer you great deals on used cars. For more information, visit their website.

Click here to easily calculate how much you could save by refinancing with us.

Motorcycle Loans

We’ll finance up to 110% on a new motorcycle. On a used motorcycle, we’ll finance the purchase price or up to 90% of the wholesale value as listed in the NADA guide, whichever is less.  

  • A minimum loan amount of $2,500 is required.

  • Affordable Payment Protection plans available!

The Fine Print

*APR = Annual Percentage Rate. Rates subject to change without notice. Not all applicants will qualify for the lowest rate. Offer not available to existing Arlington Community FCU car loans.

**Up to 110% financing available for new cars/motorcycles and NADA retail value for used cars/motorcycles. Certain conditions may apply.

1Interest will continue to accrue during the payment deferment period. Deferred payments may not exceed 60 days. Not all members qualify for payment deferment. 

2Maximum cash back is 1% of loan balance, up to $500. Cash back will be deposited into savings account within 2 weeks of loan closing. If loan is paid off within 24 months, the cash back amount will be added to the pay off amount. Only refinanced vehicles are eligible; minimum loan is $10,000. To qualify for as low as rates, members must meet credit criteria qualifications and 2 of the 3 following criteria: An active checking account with existing direct deposit, a balance transfer of $1,000 on a new or existing VISA credit card, and/or an established Bill Pay usage with at least one recurring payment. Also valid on refinanced RVs, boats, and motorcycles. Not valid on indirect auto loans. Offer ends 2/28/2018.

Additional details can be found here regarding current APRs and payment examples.