Relationship Rewards

We believe in rewarding you for your trust in us. So the more business you bring our way, the more benefits you’ll receive. Better yet, our Relationship Rewards Program offers you a choice in personal finance. Choose from our Express, Silver, Gold and Platinum programs. Our numerous federally-insured savings options, coupled with terrific loan rates, will help you meet your personal financial goals – whatever they may be!

Express Rewards

This is the basic membership level for you if you’re looking to use us strictly for transactional purposes. Express level members have no loans with us, do not deposit at least $1,000 monthly, and have total average monthly household combined account balances between $5 and $1,000.

Monthly Maintenance Fee: $5.00

Member Tip: Avoid the monthly balance maintenance fee by adding any loan or credit card to your relationship, or use Direct Deposit to make at least $1,000 in deposits during the month.

Silver Rewards

This is the membership level for you if you choose to take ANY loan, make at least $1,000 in deposits during the month, OR whose total combined monthly average household balance is between $1,000 and $10,000.

Monthly Fee: NONE

Member Tip: Add an auto loan or Visa® credit card to increase your relationship, and move on up to the Gold Rewards program.

Gold Rewards

This is the perfect membership level for you if you’re looking for a little “extra” in your Credit Union relationship. Filled with lots of “perks”, the Gold level is for those with total combined household monthly balances of between $10,000 and $50,000.

Monthly Fee: NONE

Member Tip: Want to go Platinum? Bring us your mortgage! In the DMV area, nearly all mortgages will “put you over the top” and get you incredible Platinum Rewards.

Platinum Rewards

Overflowing with “perks”, the Platinum level is a reward for you if choose to use Arlington Community FCU as your primary financial institution. Platinum rewards start for members maintaining total combined monthly household average balances of $50,000+.

Monthly Fee: NONE

Relationship Rewards
Express Silver Gold Platinum
Total Relationship
(Deposits + Loans)
$5.00 -$999.99 $1,000.00 – $9,999.99
or any loan or direct deposit**
$10,000.00 – $49,999,99 $50,000.00 +
or 60+ years of age
Balance Maintenance Fee $5.00 per month* No Fee No Fee No Fee
Basic Services
Dividend Share Savings (Balances of $100+) X X X X
Cashier Check Withdrawals from Deposit Account $5.00 each $5.00 each FREE FREE
Convenience Services
FREE Arlington Community FCU Proprietary ATM Transactions X X X X
FREE Visa® Debit Card X X X X
NO Annual Fee Visa® Platinum or Classic Credit Card X X X X
FREE Online Banking & Access 24 Telephone Banking X X X X
FREE Mobile Banking with Mobile Check Deposit X X X X
FREE e-Statements X X X X
FREE Online Check Copies X X X X
FREE Bill Pay X X X X
Non-Arlington Community FCU ATM Transactions (ATM owner may impose other fees) $1.00 each 4 FREE per month 6 FREE per month Unlimited + $10.00
Surcharge Rebate***
FREE Incoming Wire Transfers/ACH Deposits X X X X
FREE Notary Service and Signature Guarantee X X X X
FREE Third Party Return Items X X X X
FREE CU Shared Branch Access X X X X
FREE Access to Financial Management Services with Arlington Financial Services X X X X
Stop Payment of Checks $30 $30 $15 FREE
Arlington Community FCU Money Orders $2.00 $2.00 FREE FREE
Discounts and Premiums
Debit Card Replacement $15.00 $15.00 FREE FREE
Domestic Wire Transfers $15.00 $15.00 $5.00 FREE
Auto Extended Warranty Discount None None $10.00 $35.00
Share Certificate Rate Premium None None None 0.10%


*Balance Maintenance Fee imposed after 3 months of membership.  Does not apply to members under 21 or over 55.
**Members qualify as “Silver” if total monthly deposits total $1,000.00 or more.
***There may be surcharge fees at non ACFCU-owned ATMs. To receive rebate, member must submit receipts for ATM surcharges paid to another financial institution.