Personal Loans, Lines of Credit and Starter Loans

We offer a variety of loans for whatever your purpose.

Consider Fast Cash for short-term needs. No credit check. Learn more.

Our Personal Loan rates are as low as 9.25% APR* for up to 48 months and 10.25% APR* for up to 60 months and be used for:

  • Enjoying a vacation
  • Paying off debt by consolidating to a lower rate
  • Taking care of medical bills, furniture/appliance store loans, or pay day loans
  • Replacing your HVAC for cooler summers
  • Updating projects around your home
  • Smiling big with new dental work
  • Checking off your bucket list 

Personal Loans come with:

  • Repayment terms up to 60 months
  • Limits up to $25,000 for any purpose
  • Electronic document signing for your convenience
  • Easy access with funds deposited into your account
  • Affordable Payment Protection plans

Rates    Apply now

Lines of Credit - Low Rate 8.25% APR*

A line of credit can be used for anything including to fund home improvements, consolidate bills, or protect against checking overdrafts.

  • Borrow up to $25,000
  • Interest paid only on outstanding balances
  • Cash advances can be made through online banking, Access 24, or by calling our Member Service Center
  • Affordable Payment Protection plans
Rates     Apply now

Starter Loans – Share & Certificate Secured Loans

Borrow against your own savings for any of your borrowing needs. Repayment terms are flexible. You will continue to earn dividends on your savings or certificate account, and you’ll pay a minimal interest rate. Perfect for establishing or rebuilding credit, Share and Certificate Secured Loans are also ideal for providing your own financing at an extremely low rate while maintaining your savings balance.

Rates     Apply now

How much can you SAVE with us?

Click here to easily calculate how much you can save by transferring or borrowing funds from Arlington Community FCU.

*APR = Annual Percentage Rate. Rates subject to change without notice. Not all applicants will qualify for the lowest rate. To qualify for as low as rate, members must meet credit criteria qualifications. Monthly payment examples: $5,000 for 48 months at 9.25% = $125.02 per month. $10,000 for 60 months at 10.25% = $186.43 per month.