Lines of Credit – NEW Low Rate 7.99% APR
ACFCU lines of credit can be used to fund home improvements, consolidate bills, or protect against checking overdrafts.
- Borrow up to $25,000
- Interest paid only on outstanding balances
- Cash advances can be made through online banking, Access 24, or by calling our Member Service Center
Personal Loans
- Fixed rate and term
- Borrow up to $25,000 for any purpose
- Repayment terms up to 4 years
Payday Advance Loan (PAL)
Sometimes an urgent need arises that’s beyond your budget. ACFCU’s PAL offers fast, confidential payday advances. There are no credit checks, and you will find the rate and fee lower than payday lenders. To qualify, you must have proof of employment income, direct deposit, and be at least 18 years of age. Payday loans are repaid within 30 days.
Starter Loans – Share & Certificate Secured Loans
Borrow against your own savings for any of your borrowing needs. Repayment terms are flexible. You will continue to earn dividends on your savings or certificate account, and you’ll pay a minimal interest rate. Perfect for establishing or rebuilding credit, Share and Certificate Secured Loans are also ideal for providing your own financing at an extremely low rate while maintaining your savings balance.
How much can you SAVE with ACFCU?
Click here to easily calculate how much you can save by transferring or borrowing funds from ACFCU.
*APR = annual percentage rate. Not all members will qualify for the lowest rate based on credit history. Rates subject to change without notice. Certain restrictions may apply. Please see credit union for full terms and conditions.
